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Consumer (Shopping) Card Offer from First Gulf Bank.


Basic Information

  • Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions
  • Custom message on card
  • Load value from $20.00 to $500.00
  • No monthly fees
  • No annual fees
  • No maintenance fees
  • Shipped by USPS First Class (free) or by FedEx
  • Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc

N/A* Intro APR

N/A*Intro APR Period

Accepts All*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee



APR: N/A*
Card Network:VISA®
Card Type:- Co-Branded Card
- Gift Card
- Guaranteed Approval
- Prepaid Debit Card
- Shopping Card

Card Review


Product Rating:
Ratings (4.5 out of 5)

The Visa Gift Card is designed for consumers wishing to give the gift of currency without actually handing over money. The gift card is a secure way of gifting funds.

As cash can become lost, a new card can be issued if the card would be lost, resulting in a much safer way of managing gifted money. There is a small fee for replacement cards.

The gift card can be spent anywhere in the world where Visa is accepted.

There are no monthly, annual, or transaction fees. The only fee is the initial fee to purchase the card, which is no more than a few dollars based on the amount being loaded onto the card.

The recipient can then use the card to get gas, buy dinner, buy groceries, buy household items, or whatever they wish. The cardholder can also pay bills and use the bill pay feature that some online vendors offer through their websites. No matter what, bills can be paid online or offline.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Benefits

Other Benefits:*See Terms & Conditions
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:N/A*

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$20.00
Application Fee:$0.00
Additional Fees: International transaction fee of 3% and a $2.00 flat conversion fee still apply

Card Value $25.00 - $74.99 CAC fee: $5.95
Card Value $25.00 - $74.99 NMF fee: $5.95
Card Value $25.00 - $74.99 standard: $4.95
Card Value $250.00 - $500.00 CAC fee: $7.95
Card Value $250.00 - $500.00 NMF fee: $7.95
Card Value $250.00 - $500.00 standard: $6.95
Card Value $75.00 - $249.99 CAC fee: $6.95
Card Value $75.00 - $249.99 NMF fee: $6.95
Card Value $75.00 - $249.99 standard: $5.95
Custom Carrier type fee: $2.00
Greeting card type Carrier fee: $1.00
Inactivity fee (after 12 month): $4.95
Lost / Stolen card replacement: $4.95
Standard Carrier type fee: $0.00

Notes

People that receive Visa Gift Cards, need to have a secret Activation Code in order to activate the Visa Gift Card once they receive them. This ensures that if your Visa Gift Card is intercepted in the mail - that it will not be activated without this code.


The information provided for the VISA Gift Card - Personalised Gift Card is considered to be accurate at the time of posting (Jun 26, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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