Upgrade Visa Card

Consumer (Premium) Card Offer from Other Issuers.

Basic Information

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built-in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

N/A* Intro APR

N/A*Intro APR Period

Fair*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

APR:6.49% - 29.99%* Variable
Card Network:VISA®
Card Type:- Co-Branded Card
- Instant Decision Card

Rewards & Benefits

Rewards:This card has no rewards program
Other Benefits:*See Terms and Conditions for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases:6.49% - 29.99%* Variable
Annual Fee:$0*
Minimum Credit Line:$500
Maximum Credit Line:$50,000

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$0.00
Application Fee:$0.00
ATM Fee:$0.00


* The information provided for the Upgrade Visa® Card is considered to be accurate at the time of posting (Aug 6, 2020). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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