Universal Rewards Credit Card Offers

Universal rewards credit cards combine bonuses, cash points and other benefits to make these cards a positive financial move. Since they offer many benefits you will need to take an in-depth look at each offer to find the most beneficial card for you. You will find that most will offer a nice introductory offer, one for one dollar purchase for points and a low APR. Since the offers are very attractive the qualification criteria may be selective. However, if you find a universal rewards card that is appropriate for your financial circumstances, go on line and apply. If you qualify, most cards advertise immediate approval.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
 

 
ABOC Platinum Rewards Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.90% - 24.90%, based on your creditworthiness
  • Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • The card is issued by Amalgamated Bank of Chicago

0%*Intro APR

12 months*Intro Period

14.90% - 24.90% (V)*APR

$0*Annual Fee

4.5


Amalgamated Bank of Chicago Union Strong Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 11.25% (V)
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

0%*Intro APR

12 months*Intro Period

11.25% (V)*APR

$0*Annual Fee

4.5


Simmons Bank Visa Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

N/A*Intro APR

N/A*Intro Period

9.50% (V)*APR

$0*Annual Fee

5.0


Discover it chrome Credit Card - 18 months intro
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100 % U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0*Annual Fee

5.0


ACE Elite Blue Visa Prepaid Debit Credit Card
  • Get your tax refund faster when you e-file and use direct deposit.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn up to 5% APY while you save in an optional savings account.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*

See TermsOpening Min

See Terms*App Fee

See Terms*Annual Fee

See TermsATM Fee

4.0


Ultra VX Visa Credit Card
  • UltraVX makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions) *Application for this card is not available

N/A*Intro APR

N/A*Intro Period

18.90% *APR

$0*Annual Fee

4.5


PenFed Premium Travel Rewards American Express Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5 points on airfare purchases, and 1 point on all other purchases.
  • Earn 20,000 bonus points when you spend $650 within the first 3 months of opening the Card account - that's worth $200 toward your next round-trip airline ticket.
  • Free LOUNGE CLUB(TM) membership which provides worldwide airport lounge access (upon spending $15,000 on the Card within a calendar year).
  • Ability to redeem points for a wide-range of rich rewards, including travel, brand-named merchandise, and gift cards at PenFed Premium Rewards site.

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$0*Annual Fee

5.0


PenFed Visa Platinum Cash Rewards Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
  • Cash rewards automatically awarded to your account every month with no caps.

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$0*Annual Fee

5.0


 


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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