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Consumer (Secured) Card Offer from Other Issuers.

Basic Information

  • Reports to the major credit bureaus
  • Provides How to Rebuild Credit Program
  • Visa credit card, not a prepaid card
  • Fixed rate, not variable
  • Manage your account online
  • No application fee or penalty rate
  • Security deposit FDIC insured
  • *See the Cardholder Agreement for more details.

9.95%* Intro APR

6 months on BT*Intro APR Period

Bad Credit OK*Credit Needed

25 days*Grace Period

See Terms*Late Payment Fee

APR: 17.99%* Fixed
Card Network:VISA®
Card Type:- Card for Bad Credit
- Guaranteed Approval

Card Review

Product Rating:
Ratings (4 out of 5)

The UNITY Visa Comeback Secured Credit Card is one of the few secured credit card offers that delivers more than just a credit option. It's designed to meet the needs of all consumers, regardless of where they are in their financial goals. With an easy to manage website that allows customers to budget their finances, manage all of their bank accounts, monitor their spending and even pay their taxes, there's no denying this is one offer that's raising the stakes. Customers enjoy no surcharges when they withdraw cash at the more than 10,000 ATMs, which, as we know, is always a great way of cutting costs. Sending and receiving money is easy and direct deposit is an option for customers. With several membership levels, each with its own beneficial perks that are suited for consumers and their unique needs, you may wonder why all financial products aren't as proactive as this.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Other Benefits:*See Terms and Conditions of the card for other benefits
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:9.95%*
Applied Towards:Balance Transfer
Introductory Period:6 months on BT*
APR on Purchases: 17.99%* Fixed
Annual Fee:$39*
Minimum Credit Line:$250
Maximum Credit Line:$10,000

Balance Transfers

Balance Transfer:Yes*

Cash Advances

APR on Cash Advances:17.99%

Other Fees

Additional Fees: Foreign Fees: 2% of each transaction in U.S. dollars
Late Payment: Up to $10.00
Returned Payment: Up to $25.00
Customer Service by Phone: None
Expedited Card Delivery: $35.00
Credit Limit Increase: $10.00
Replacement/ Additional Card: $10.00
Stop Payment: $25.00
Payment Assistance by Phone: $1.00


* The information provided for the UNITY® Visa - The Comeback Card™ is considered to be accurate at the time of posting (Mar 9, 2020). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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