Being smart when it comes to your business makes perfect sense and so does this business credit card. It not only gives you better cash back and rewards but offers business tools for the owner, easy management of multiple employee cards and the Chase Blueprint to customize repayment.
Benefits Designed For Business Owners
The Ink Cash Business card is designed specifically to help you manage your business better, control business expenses easily, and earn straightforward rewards on business purchases. The card has no annual fees associated with it and comes with no limits to the amount of cash back you could earn. Business owners will appreciate the fact that they can earn points on all their business purchases.
These points can later be redeemed for gift certificates or cash back. When your business needs can be fulfilled and even rewarded by your credit card, it is definitely worth taking a second look. To make things even more simple, the card also comes with Chase Blueprint, a program that allows business owners to customize the repayment of larger purchases.
Business Tools For A Better Experience
Since this card was specifically designed to meet the needs of a business owner, the tools provided are geared to make your life easier. For example with the Ink Cash Business credit card holder can constantly monitor the account activity. That is twenty four hours a day and seven days a week.
With constant business travel (international and domestic), accessing the account is no problem. You can do this via the phone or the internet. You can not only check your balance and make payments but also check the statements for transactions, report any fraudulent activity and print expense reports.
Multiple Cards, More Rewards
Furthermore, as a business owner you will appreciate the fact that you can issue cards from your account to key employees and all their purchases are added to the cash back to your account. So when you are off on a business trip or a client visit, managing the store or business is not a problem â€“ with key employees able to take care of business expenses. You can review individual reports of the spending patterns of each employee and even set specific spending limits on each Ink Cash Business Credit Card for each cardholder.
Truly Unlimited Cash Back
Unlike other cards which offer cash back rewards in rotating tiers of categories throughout the year, the Ink Cash Business card give you the choice of straight cash back or . No rotating categories that shift through the year and tiers that are associated with them. All cash back earnings appear as points on the statements.
While there are certain limitations on how points are earned, there are no limitations on the points earned and the cash backs received from earning the points. All in all, for a business owner, this card works great as steady business expenses are put on the card and then paid off â€“ either promptly or via a customized payment plan through the Chase Blueprint.
The Chase Blueprint is a tool available on the Ink Cash Business card. It can be used very effectively to determine the structure of making payments for those high ticket purchases. You can not only manage your business finances on your own terms but also make a choice of the option you want based on the cash flow model of your business. Currently there are four options for you to choose from when it comes to repayment via Chase Blueprint:
Full payments: Avoid paying interest on regular purchases every month. These purchases are marked separately on the statement and are paid off in full every month.
Split: Pay off the bigger purchases sooner by choosing an end date for payment or monthly payments to suit your business cash flow.
Finish it: Choose a monthly payment or an end date to pay off your balance faster.
Track it: Set up your monthly reports and expenses. See your business trends at a glance.
Add to this the benefits of getting the monthly billing statements for all cards and quarterly management tools that make for smooth expense tracking and tax time preparations.
Overall, the Ink Cash Business Credit Card is a very viable option for the small business owner who can use the cash back rewards and has a few trusted employees on whom the business owner relies to make the business expenses count.