Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Fingerhut Credit Shopping Credit Card
  • Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Build New Credit History - card reports on-time payments to all 3 credit bureaus
  • Take advantage of low monthly payments(1) with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • (1)If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • See website for complete Terms & Conditions

N/A*Intro APR

N/A*Intro Period

See Terms *APR

N/A*Annual Fee

4.5


ABOC Platinum Rewards Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.40% to 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

0%*Intro APR

12 months*Intro Period

14.40% - 24.40% (V)*APR

$0*Annual Fee

4.5


Unique Platinum
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit! *See terms and conditions

See TermsOpening Min

See Terms*App Fee

N/A*Annual Fee

See TermsATM Fee

4.5


Deserve PRO Mastercard Credit Card
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 17.49% to 24.49% variable APR

N/A*Intro APR

N/A*Intro Period

17.49% - 24.49% (V)*APR

$0*Annual Fee

4.5


Deserve EDU Mastercard Credit Card
  • 1yr Amazon Student Prime Membership
  • 1% cash back rewards
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 20.24% variable APR (Prime + 15.49%)

N/A*Intro APR

N/A*Intro Period

20.24% (V)*APR

$0*Annual Fee

4.5


Amalgamated Bank of Chicago Union Strong Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 10.75% (V)
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

0%*Intro APR

12 months*Intro Period

10.75% (V)*APR

$0*Annual Fee

4.5


Applied Bank Secured Visa Gold Preferred Credit Card
  • Better than Prepaid... Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * - Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

N/A*Intro APR

N/A*Intro Period

9.99% *APR

$48*Annual Fee

5.0


OpenSky Secured Visa Credit Card
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.

N/A*Intro APR

N/A*Intro Period

19.14% (V)*APR

$35*Annual Fee

4.5


First Progress Platinum Select Mastercard Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

N/A*Intro APR

N/A*Intro Period

13.99% (V)*APR

$39*Annual Fee

4.5


First Progress Platinum Elite Mastercard Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

N/A*Intro APR

N/A*Intro Period

19.99% (V)*APR

$29*Annual Fee

4.5


Green Dot <i>primor</i> Visa Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

N/A*Intro APR

N/A*Intro Period

9.99% *APR

$49*Annual Fee

4.5


First Progress Platinum Prestige Mastercard Secured Credit Card
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$49*Annual Fee

4.5


Green Dot <i>primor</i> Visa Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

N/A*Intro APR

N/A*Intro Period

13.99% *APR

$39*Annual Fee

4.5


Simmons Bank Visa Platinum
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.50% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

N/A*Intro APR

N/A*Intro Period

7.50% (V)*APR

$0*Annual Fee

5.0


Simmons Bank Visa Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.50% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

N/A*Intro APR

N/A*Intro Period

9.50% (V)*APR

$0*Annual Fee

5.0


Discover it chrome Credit Card - 18 months intro
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100 % U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0*Annual Fee

5.0


NetSpend Visa Prepaid Debit Card
  • Available Plans: Pay-As-You-Go, Monthly or Reduced Monthly
  • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
  • Instant Decision - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cashback with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


American Express Gift Card for Consumer
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


American Express Gift Card for Business
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Fuel it Plus Shopping Credit Card - Discontinued
  • NOTE: This card has been discontinued, and it is not available for application on our site.
  • Up to $350 initial unsecured credit line. Available credit lines can grow up to $1500.00 with on time payments.
  • This is a REAL credit card!
  • Immediate credit to purchase GAS (and other things) at over 850 stations near you!
  • Credit when and where you need it! Poor and limited credit history accepted.
  • Cash advances available when you are running a little short!*
  • Positive payment history is reported to credit agencies monthly and could improve your credit options in the future.

See TermsOpening Min

$4.95*App Fee

See Terms*Annual Fee

See TermsATM Fee

4.5


More: | 1 | 2 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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