Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.





Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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Unique Platinum
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit! *See terms and conditions

See TermsOpening Min

See Terms*App Fee

N/A*Annual Fee

See TermsATM Fee

4.5


Deserve Edu
  • Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
  • Earn 1% cash back on all purchases automatically.
  • No Social Security Number required for International Students and no credit history required.
  • No Annual Fee, No Foreign Transaction Fees
  • No Late Fee on first late payment
  • Mastercard Platinum Benefits

N/A*Intro APR

N/A*Intro Period

20.24% (V)*APR

$0*Annual Fee

4.5


Merrick Bank Secured Visa credit card
  • Unsecured credit line increases. After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO Score for free. Get your updated FICO Score each month when it is provided to us from the credit bureau.
  • Build your credit. Performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line. The amount of your deposit determines your initial credit line up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options. Several convenient options to easily fund your security deposit.
  • Worldwide acceptance. Use it anywhere Visa is accepted. Quick, easy application, apply online today!

N/A*Intro APR

N/A*Intro Period

18.95% (V)*APR

$36*Annual Fee

4.5


Merrick Bank Double Your Line Platinum Visa Credit Card
  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Credit Line Range from $550 to $1,250, Doubling to from $1,100 to $2,500.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic.
  • Get your updated FICO® Score each month.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee

N/A*Intro APR

N/A*Intro Period

20.95% - 29.20% (V)*APR

See Terms*Annual Fee

4.5


Gettington Credit Shopping Credit Card
  • Features a low APR, no annual fees**, no hidden fees** and the ability to pay your way.
  • Want to pay off purchases faster? Then this is the option for you. Just make 4 Monthly Payments, and you'll be paid in full.
  • When you need more flexibility. Spread out the cost of your purchase over 24 Monthly Payments or less - much faster than a typical credit card payback!
  • Plus, Gettington Credit customers get exclusive offers, sales and promotions.

N/A*Intro APR

N/A*Intro Period

See Terms *APR

$0*Annual Fee

4.5


Applied Bank Secured Visa Gold Preferred Credit Card
  • Better than Prepaid... Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * - Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

N/A*Intro APR

N/A*Intro Period

9.99% *APR

$48*Annual Fee

4.5


CCU Visa Debit Card
  • Easily track and manage your money
  • No annual fee
  • Automated Fraud Alerts
  • FREE VISA card fraud monitoring
  • Check out quickly and safely with contactless technology
  • EMV Smart chip enabled
  • Visa's Zero Liability protection insulates you from unauthorized purchases and withdrawals*

$5.00Opening Min

$0.00*App Fee

$0*Annual Fee

$0.00ATM Fee

4.5


OpenSky Secured Visa Credit Card
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.

N/A*Intro APR

N/A*Intro Period

18.89% (V)*APR

$35*Annual Fee

4.5


First Progress Platinum Select Mastercard Secured Credit Card
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

N/A*Intro APR

N/A*Intro Period

13.99% (V)*APR

$39*Annual Fee

4.5


First Progress Platinum Elite Mastercard Secured Credit Card
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

N/A*Intro APR

N/A*Intro Period

19.99% (V)*APR

$29*Annual Fee

4.5


Green Dot <i>primor</i> Visa Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

N/A*Intro APR

N/A*Intro Period

9.99% *APR

$49*Annual Fee

4.5


First Progress Platinum Prestige Mastercard Secured Credit Card
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

N/A*Intro APR

N/A*Intro Period

9.99% (V)*APR

$49*Annual Fee

4.5


Green Dot <i>primor</i> Visa Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

N/A*Intro APR

N/A*Intro Period

13.99% *APR

$39*Annual Fee

4.5


Discover it chrome Credit Card - 18 months intro
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
  • No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
  • Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100 % U.S. based customer service - anytime, day and night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".

0%*Intro APR

18 months on BT*Intro Period

10.99% - 20.99% (V)*APR

$0*Annual Fee

5.0


Fuel it Plus Shopping Credit Card - Discontinued
  • NOTE: This card has been discontinued, and it is not available for application on our site.
  • Up to $350 initial unsecured credit line. Available credit lines can grow up to $1500.00 with on time payments.
  • This is a REAL credit card!
  • Immediate credit to purchase GAS (and other things) at over 850 stations near you!
  • Credit when and where you need it! Poor and limited credit history accepted.
  • Cash advances available when you are running a little short!*
  • Positive payment history is reported to credit agencies monthly and could improve your credit options in the future.

See TermsOpening Min

$4.95*App Fee

See Terms*Annual Fee

See TermsATM Fee

4.5


Amalgamated Bank of Chicago Union Strong Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 10.75% (V)
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

0%*Intro APR

12 months*Intro Period

10.75% (V)*APR

$0*Annual Fee

4.5


ABOC Platinum Rewards Credit Card
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that, the variable APR will be 14.40% to 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

0%*Intro APR

12 months*Intro Period

14.40% - 24.40% (V)*APR

$0*Annual Fee

4.5


Green Dot Prepaid MasterCard
  • $0 activation online - with no credit check!
  • No minimum balance
  • Free Direct Deposit
  • Access to over 22,000 free MoneyPass® ATMs
  • *Withdrawals outside the MoneyPass® ATM network will be charged $2.50 plus any ATM owner fees

$0.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Student Advantage Card
  • Special Offer: $20 full year membership
  • Try Student Advantage for 30 days
  • Shop online or around campus
  • Save up to 50% at thousands of locations by showing your Card
  • Discount travel deals on airfare, rail fares and bus tickets
  • Entertainment discounts on MP3s, DVDs, books and movie tickets
  • Discount fashion including clothing, footwear and accessories

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Charity Charge World Mastercard Credit Card
  • Unlimited 1% cash back rewards in the form of an automatic donation to any nonprofit, K-12 school, university, or religious organization of your choice
  • No Annual Fee
  • Rewards are tax-deductible
  • Ability to support up to three nonprofits at once. You can change the nonprofits you support at any time through your online donation dashboard
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services
  • Chip and Apple Pay enabled

See Terms*Intro APR

See Terms*Intro Period

See Terms (V)*APR

See Terms*Annual Fee

4.5


More: | 1 | 2 |


Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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