As a cardholder for the USAA Rewards Visa, you can enjoy many different benefits. You earn rewards throughout the year by saving up the points you get with every purchase made. Additional benefits are provided for travel and more.
How The Rewards Work
The rewards on the Visa work simply enough. For every dollar you spend on your credit card, you earn a point. The points can be saved without any limit to what you can earn. You decide when you want to take your reward and for what you want to use the points for.
There are many different rewards to choose from. This includes cash as well as gift cards to top retailers around the country. There are also travel rewards that feature no blackout dates. For yourself and others, you can also choose a variety of name-brand merchandise to get with your points.
With the ease of Visa in your wallet, making purchases is simplified. You choose where you want to make purchases. Whether it's on the internet, over the phone or in person, millions of merchants accept the card. Visa is the most widely accepted credit card around the globe. If you want to make a purchase, it's likely accepted. Further, you have the ability to pull out cash at any ATM machine.
Travel And Retail Benefits
There are various travel and retail benefits associated with the card. This includes:
- Travel insurance
- Rental car insurance
- Warranty services
When you book any kind of travel with the Visa card, you get automatic travel accident insurance. This helps you against flight delays, lost luggage and much more.
Rental car insurance can be expensive. You can forgo the additional insurance when renting a car that you have reserved with your Visa. You are automatically enrolled in collision damage waiver insurance for your auto rental.
When you make purchases using your Visa, you get a warranty manager service with many of those purchases. This allows you to enjoy a longer warranty without purchasing anything additional from the retailer. You can save money and extend the life of many purchases with this feature.
Additional Perks Of Visa
There are many perks to having a Rewards Visa issued by USAA Bank. Some of the many features to expect include:
- Online application process
- 24/7 Customer service
- Online account maintenance
- Fraud protection
The application process is available online. The simple application takes minutes to complete. It will ask for basic personal information as well as verification that you are or have been in the Armed Services. Once you submit the application, it will be reviewed and a credit decision will be made almost instantly. If you are approved for the card, you will find out your credit line and a card will be mailed out to you within the week.
Customer service is always available. When you have an account question or a concern about your statement, you have the ability to talk to a live representative. You can call a toll free number on the back of your card to speak with someone to get immediate answers. You also have the option of sending an email online to get a response back within 48 hours to some of the less-urgent questions you may have.
Online account maintenance allows you to manage your account better. You can avoid going into debt by logging on to learn of your account balance and available credit line. You can also choose to download statements and even pay your bill online. A secure username and password will be set up for you when you first get your account opened. From then on out, you can choose to get your account details online for added convenience.
Fraud protection is always included on the card as well. Regardless of where you travel and how you make purchases, your card is always being monitored for fraud. This ensures that you can spend without fear of having personal information accessed. If your card ever shows unusual activity, you will be notified. Further, you aren't liable for any fraudulent purchases that are billed to your card.
You can apply for the USAA Rewards Visa very simply. As long as you are or have been a member of the Armed Forces, your application will be accepted for consideration. Once approved, you can begin earning rewards with your first purchase.