Consumer (Premium) Card Offer from Simmons First Bank.
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.50% variable standard purchase APR and platinum benefits No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
N/A* Intro APR
N/A*Intro APR Period
25 days*Grace Period
$29.00*Late Payment Fee
- Reward Card
The Simmons Bank Visa Platinum Rewards is the ideal credit card for consumers who like to plan ahead. The card charges a low and fixed interest rate APR leaving it to you to consolidate expenses or make use of credit only for emergency purposes. Either one chosen, you'll always have a credit card that guarantees the minimum benefit of a platinum rewards card.
No annual fee is charged.
Cardholders who enroll into the travel rewards program will earn one point on every dollar spent. Reward options are mostly travel related with hotels, cruises, restaurant, car rental, and air travel benefits on US airlines. Redeeming points for air travel comes with no blackout dates and seat restrictions. Redeeming cardholders also have choice of ticket class.
Additional card benefits include travel insurance, emergency cash and card replacement, car rental loss/damage waiver, and global acceptance in over 200 countries.
The review is prepared by CreditCards-Offer™ staff. Opinions expressed therein are solely those of the reviewer.
Rewards & Benefits
- Universal Reward Cards
* The program offers a one-stop process for redemption and is supported by a toll-free service number.
- Car rental Loss/Damage waiver
- Travel Accident Insurance
- $1,000,000 VISA Platinum credit card coverage
- Emergency cash replacement
- Emergency card replacement
Card Finance & Rates
Penalty Rate: 16.95%*
The information provided for the Simmons Bank Visa® Platinum Rewards is considered to be accurate at the time of posting (Apr 21, 2016). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
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