You will be able to buy more and benefit more with the Serve from American Express. There's no credit check involved to get the card and it's affordable to maintain. You will experience various member benefits as well as a way to buy whatever you need.
The Benefits of A Prepaid Card
There are a lot of benefits to a prepaid card. You will never have to worry about going into debt because you can never spend more than what's already loaded onto your card. This means no credit line, no APRs and no annual fees to contend with.
This card has the American Express logo associated with it. You can use the card online, over the phone, in stores and with your mobile phone. You can pay at kiosks, at the fuel pump and anywhere else that the card is accepted. When you need cash, you can also use the card at millions of ATM machines around the nation.
Using a prepaid card is safer than cash. If you ever lose your prepaid card or it's stolen, it can be replaced with a simple call to customer service. There is also advanced technology providing security on the card. The card is monitored to protect against fraudulent activity. Personal information is kept safe and secure on the card as well.
Unique Online Features
Some very unique features exist with the card. Some of the features include:
- Facebook posts
- Mobile app
You have access to widgets that you can place on the internet. If you sell items online, people can pay by clicking on the widget that you have integrated into the website. What happens then is that when people pay, the money goes right onto your card.
It's possible to make a wall post on Facebook in order to request money or send money. When you're in need of funds, it's as simple as tapping into your social media contacts to help you out.
There's a mobile app that allows you to stay in touch with your account activity. It enables you to move money to and from accounts and even split a bill on the go. Wherever you have your smartphone, you have account access. There's a mobile app for Android, the iPhone and Windows phones.
You also have the ability to create subaccounts for friends and family members. This allows others to share in your funds in one way or another. You set the controls to determine what they can and can't do within your account – so you're always in charge.
Perks Of Having The Card
Many different perks go along with having the card. It's not like many other prepaid cards. It is a digital account, giving you access to various features online that others don't –like widgets and Facebook posts. You will also experience the benefits more affordably. With no monthly or annual fees, you pay based upon how often you use the card.
Some of the other features you will experience with the card include:
- Friendly customer service
- Purchase protection
- Roadside assistance
- Entertainment access
- Simple application
Customer service representatives operate 24 hours a day, 7 days a week. This allows you to call about anything regarding your account. You can dispute a charge that appears, make an inquiry about a benefit or even ask for a replacement card. Friendly representatives will answer your questions immediately so you don't have to wait hours or even days for an answer.
Purchase protection is included with the account. In addition to fraud protection, you have purchase protection. What this means is that when you buy something with the American Express, it is covered in the even the item is stolen or becomes damaged. If you buy something and something happens to it, you can call customer service to activate your purchase protection. As long as you can prove the item was purchased on the card, you can have the item replaced or the amount spent refunded onto the card. This way you are never out any money.
Roadside assistance is also included with the card. This allows you to cancel any other roadside assistance plans that you may have. There's no extra cost for this. Whether it's a flat tire, no gas or some other situation, you can make a call to the roadside assistance number. A tow truck will come to your assistance to help you out. There may be fees associated with the tow truck, but it will be more affordable than doing it without the assistance.
Entertainment Access is a feature that comes with being a cardholder as well. Whether it's tickets to a concert, a sporting event or a Broadway show, there are live representatives who will help you get the tickets you want. This will allow you to get the tickets you need for your event. You may also be able to get access to tickets that are otherwise sold out to the general public or that haven't even gone on sale yet. You can call the number at any time to get access to entertainment.
The simple, online application can take minutes to fill out. Since there is no credit check, you will be granted the card as long as you meet the basic requirements. The card will then be sent out to you – as well as any additional cards you need for friends and family.
It's important to have a prepaid card that allows you to buy what you need when and where you need. More importantly, you need an affordable card. This Serve Prepaid Card has a lot of perks and with no monthly or annual fee to content with, it's a card that proves it's worthy.