Consumers are turning to the primor Secured Visa Classic Card for its low fees, transparent policies and remarkable customer service. The perks and benefits are many and with the Visa logo, you know every transaction is safe. Whether your credit history has long been established or you're just beginning to build a history, this is a fine place to start.
Secured credit cards have become an important financial tool used by millions of consumers. They provide many benefits and perks, including the ability to secure hotel reservations, airline flights and much more.
Don't make the mistake of believing secured cards are for those who need to build or rebuild their credit histories; today's offers are ideal for most anyone. Despite their popularity, some consumers are still unsure of what these secured cards are and what they're not. One example of how well these products work can be found in the way college students are using their buying power.
How The primor Secured Visa Classic Card Works
You can apply through the fast and easy application process. Verifying your identity and approving your account doesn't take long at all as your information is processed. Rest assured, your information is safe on the website as it incorporates the latest in safety technology. Your approval is guaranteed once the information you provide is verified, including your expenses being less, by at least $100, of your income. The best part? Your credit limit is determined by you. It can be as low as $200 or as much as $5,000. You're in complete control. Isn't that the way it's supposed to be?
A not about the Patriot Act disclaimer: The USA PATRIOT ACT is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Guaranteed Approval" is contingent upon verification of identity, address and successfully funding a Savings Account with First Choice Bank. Ability to repay must be validated. Savings Deposit will be withdrawn from the account provided.
Visa And First Choice Bank
Visa is synonymous with finances, and has been for decades. The Visa global network includes millions of merchants and thousands of financial institutions around the world are always connected, which serves as a solid network for any consumer in the world.
First Choice Bank has been around for years and remains the first community bank to open in this entire region in more than forty years. It's seen a healthy growth in consumers who are now turning to this financial institution for its solid business practices and unbeatable customer service. Its credit card offerings mean you and your neighbors have far more choices than ever before.
With two of the biggest names in the financial sector, you're assured of a solid product, great customer service and a secured credit card with its own perks and benefits. The primor Visa offers:
- No processing fees
- No application fees
- Low fixed interest rates – and no penalty rate, either
- Guaranteed approval – provided your monthly income is at least $100 more than your expenses
- Great customer service
- Credit line between $200 and $5,000
Ideal For College Students
Parents are teaching their children early on the importance of a strong credit rating and the importance of building their history. It can be challenging to get that first credit account, but strong secured credit card offers, such as the primor Secured Visa Classic Card, is a fine way of crossing that threshold. Making the right decisions early on means big savings later. This allows parents to let go of the reins a bit to gague their teen's understanding of all things financial. They know that there's no reason to rack up a lot of credit card debt and that maxing out a card can mean future trouble. They just need to be sure the young adults in the family understand. There's no better way to prove that point than to look at credit card statements and see just how much they're paying in interest and why it's important to pay their balances each month in full. They can also show how it's always easier to establish credit versus repairing credit.
Now, college students are beginning to focus on the ever-important buying power that comes with a great credit rating. They understand how it influences their ability to buy a car or a home or even secure a job. The better the credit score, the lower the interest rate. This equates to impressive terms of any future loans. In fact, by using their secured credit card responsibly, by the time they're ready to purchase their first home, they know that thousands of dollars could realistically be saved over the life of the loan.
Of course, college kids aren't the only ones who benefit from secured cards. A secured card is a great budgeting tool as well. The deposit you use for collateral earns interest. Newly married couples also use these secured credit cards as a way to blend their finances. If you're only beginning to build a credit file, you'll be able to begin establishing credit with that new credit card fairly quickly.
Want a credit line increase? Simply add to your interest-earning primor secured credit card. It's fast and safe. Plus, you can quickly set up payment alerts or automatic payments to ensure those bases are covered, even if you forget your payment.
Ready to apply or learn more about primor Secured Visa Classic Card? Now that you know what a solid secured credit offer looks like, be sure to conduct your own due diligence and compare the offers. We're confident you too will come to trust the First Choice Bank difference.