Consumer (Secured) Card Offer from Applied Bank®.
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won't Change - Even If You're Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
N/A* Intro APR
N/A*Intro APR Period
Bad Credit OK*Credit Needed
Up to $35*Late Payment Fee
- Low Interest Credit Card
The Platinum Zero Secured Visa Card is a secured credit card for individuals with below average credit. By taking advantage of the cards features (no APR on purchases and credit bureau reporting), cardholders can seek to develop better credit worthiness ratings over time.
Visa provides zero fraud liability covering all cardholders to ensure those who fall victim to fraud and unauthorized transactions are not liable. Another card feature known as Personal ID Theft protection is also provided at no extra cost.
This card does not charge an application fee. You simply open an account by depositing a sum into the FDIC insured account. Deposit amounts equal your credit limit. To increase your credit limit you can increase your deposited amount to a maximum $5,000.
Apply through the simple application form.
The review is prepared by CreditCards-Offer™ staff. Opinions expressed therein are solely those of the reviewer.
Rewards & Benefits
Card Finance & Rates
- Overlimit: up to $35
- Returned Payment: up to $35
- Dishonored Check: up to $35
- Foreign Currency Transaction Fee: 1% of any transaction made in a foreign currency
- Monthly Maintenance Fee: $9.95 ($119.40 Annually)
The information provided for the Platinum Zero® Secured Visa® Credit Card from Applied Bank is considered to be accurate at the time of posting (Feb 28, 2014). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Please note that all applications feature secure SSL technology for your online protection.