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Consumer (Premium) Card Offer from Pentagon Federal Credit Union.

Basic Information

  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
  • Cash rewards automatically awarded to your account every month with no caps.

N/A* Intro APR

N/A*Intro APR Period

Excellent*Credit Needed

25 days*Grace Period

$20.00*Late Payment Fee

APR: 9.99%* Variable
Card Network:VISA®
Card Type:- Low Interest Credit Card
- Reward Card

Card Review

Product Rating:
Ratings (5 out of 5)

The PenFed Visa Platinum Gas / Cash Rewards is a credit card that gives cardholders cash back on all of their purchases. Card users have the opportunity to earn more for using their credit card to pay at the pump or use their credit card to pay for supermarket purchases. Any and all purchases cardholders make using their credit card will earn them cash back that is credited each month to their account. Unlike many other cash back reward programs, you do not have to wait until you have earned an amount to receive it.

Cardholders receive cash back when they pay at the pump, cash back on supermarket purchases, and cash back on all other purchases made on the card. Individuals who want a card they can use often to earn rewards will love this card. The cash back feature is the most obvious and favorite feature among cardholders.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Types:- Cash Back Reward Cards
- Gas Reward Cards
- Other Rewards Cards
- Universal Reward Cards
Rewards:- 5% cash back on gas purchases paid at the pump
- .025% on all other purchases
Other Benefits:See Terms and Conditions of the card
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Applied Towards:Balance Transfer
Introductory Period:N/A*
APR on Purchases: 9.99%* Variable
Annual Fee:$0*

Balance Transfers

Balance Transfer:Yes*
APR on Balance Transfer:4.99%
Transfer Fee:2.50%
Minimum Fee:$10.00
Maximum Fee:$100.00
Transfer Period:Life of Balance*

Cash Advances

APR on Cash Advances:17.99%
Cash Advance Fee:2.50%
Minimum Fee:$10.00

Other Fees

Additional Fees: - 2% of the US dollar amount of the transaction
- Returned Payment Fee: $30.00


You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

The information provided for the PenFed Visa Platinum Cash Rewards Card is considered to be accurate at the time of posting (Mar 4, 2013). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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