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Consumer (Stored Value) Card Offer from Meta Bank.

Basic Information

  • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

Card Network:VISA®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

The NetSpend Visa Prepaid Debit Card is designed to entertain consumers in need of a card such as this for reasons specific to them. Anyone having difficulty opening a checking account, those in need of an account to place extra spending money, and those looking for security when spending their money will find that this prepaid Visa card will accommodate them.

There are two ways in which money can be deposited into the card's account. The first is by visiting a NetSpend reload center, which is a retail location such as a gas station or grocery store. The second is for the consumer to have their paycheck direct deposited into the account. There is a small fee for reloading money onto the card.

There is also a monthly fee for those on what is called the 'Fee Advantage Customers.' This is opposed to the 'pay-as-you-go' customers that pay a fee as they go because they may not use the card often.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Rewards:- Cash back with NetSpend Payback Rewards(TM).
- Prescription Discounts - up to 55% off!
Other Benefits:See Terms and Conditions
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:N/A*

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$10.00
ATM Fee:$2.50
Additional Fees: - Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
- Non-monetary transactions at ATM: up to $.50
- Non-monetary transactions via toll free number: up to $.50
- ATM fee: up to $2.50 per withdrawal, plus ATM owners fees, if any

ATM Decline Fee: $1.00
Account-to-Account Transfer (Internet): FREE
Account-to-Account Transfer (Via Phone): $1.00
Card Fulfillment (Shipping & Handling): $9.95
Check or Additional Statement Mailing Fee: $5.95
Monthly Service Fee: $9.95
Non-Monetary Transactions (Via Internet): FREE
PIN Purchase Convenience Fee: FREE
Signature Purchase Convenience Fee: FREE


The information provided for the NetSpend® Visa® Prepaid Debit Card is considered to be accurate at the time of posting (Aug 23, 2017). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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