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Consumer (Stored Value) Card Offer from Meta Bank.

Basic Information

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit
  • Earn cash back with NetSpend Payback Rewards(TM).
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts - up to 55% off!.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

Card Network:MasterCard®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

NetSpend has made a debit card seems so simple and easy to use; it serves the purpose necessary without any added hassles of paying cheques or depositing. The electronic and direct money transfer means make it a favorite. Also the regular growing of APY is a bonus with the card.

Money is a necessity and using it for shopping, paying for gas, or paying bills, this card takes the step forward in simplifying things. Rather than have your wallet over flowing with 10 different cards, the NetSpend MasterCard alone does 10 different things showing its multipurpose functionality.

Paying for gas or bills is no longer a chore but a 2 minute deal. The card is absolutely true in being called a debtless investment because you deposit your money to use where it can be used and also get interest on it. A prepaid card does away with a lot of the hassles of a credit card and for the same reason, this card makes for a good prepaid investment rather than using a debt piling credit card.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Rewards:- Earn cash back with NetSpend Payback Rewards(TM)
Other Benefits:See Terms and Conditions
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:N/A*

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$10.00
ATM Fee:$2.50
Additional Fees: - Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
- Non-monetary transactions at ATM: up to $.50
- Non-monetary transactions via toll free number: up to $.50
- ATM fee: up to $2.50 per withdrawal, plus ATM owners fees, if any

ATM Decline Fee: $1.00
Account-to-Account Transfer (Internet): FREE
Account-to-Account Transfer (Via Phone): $1.00
Card Fulfillment (Shipping & Handling): $9.95
Check or Additional Statement Mailing Fee: $5.95
Monthly Service Fee: $9.95
Non-Monetary Transactions (Via Internet): FREE
PIN Purchase Convenience Fee: FREE
Signature Purchase Convenience Fee: FREE


The information provided for the NetSpend® MasterCard® Prepaid Debit Card is considered to be accurate at the time of posting (May 20, 2015). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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