Merrick Bank Secured Visa credit card

Consumer (Secured) Card Offer from Merrick Bank.

Basic Information

  • Unsecured credit line increases. After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO Score for free. Get your updated FICO Score each month when it is provided to us from the credit bureau.
  • Build your credit. Performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line. The amount of your deposit determines your initial credit line up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options. Several convenient options to easily fund your security deposit.
  • Worldwide acceptance. Use it anywhere Visa is accepted. Quick, easy application, apply online today!

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

25 days*Grace Period

Up to $40*Late Payment Fee

APR: 17.45%* Variable
Card Network:VISA®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Instant Decision Card


Other Benefits:* See terms and Conditions
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 17.45%* Variable
Annual Fee:$36*
Minimum Credit Line:$200
Maximum Credit Line:$3,000

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:22.45%
Cash Advance Fee:4.00%
Minimum Fee:$10.00

Other Fees

Additional Fees: Return Check Fee: Up to $40
Foreign Trans Fee: 2%
Account Set-up Fee: $0
Over Limit: $0


* The information provided for the Merrick Bank Secured Visa® credit card is considered to be accurate at the time of posting (Jun 19, 2020). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

Home > Credit Cards > Merrick Bank Secured Visa Credit Card Offer