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Consumer (Shopping) Card Offer from Other Issuers.

Basic Information

  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

None*Grace Period

$20.00*Late Payment Fee

APR: 0.00%* Fixed
Card Network:Other Networks
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Shopping Card

Card Review

Product Rating:
Ratings (4 out of 5)

Similar Card: Horizon Gold Shopping Card

The Merit Platinum Card is one of the few shopping cards that are available in the market that are offering guaranteed acceptance. Unlike other shopping cards, this particular one does not require any credit or employment checks to ensure approval.

Approval is guaranteed with this platinum card. The card has been designed to be used as way to shop online safely from their website only. Their website offers a wide variety of products and services that can be bought with relative ease.

The card offers a credit line of $500 to every person that signs up. The $6 for maintenance fee is waived to all customers. All these benefits and many more are being offered at a standard membership rate of a low fee. In comparison to other online shopping cards available this is a bargain.

All your statements are sent online ensuring that you can keep up to date with what you have bought.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Other Benefits:*See Terms & Conditions of the card
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 0.00%* Fixed
Annual Fee:N/A*
Minimum Credit Line:$500

Balance Transfers

Balance Transfer:No*

Other Fees

Additional Fees: NSF Check Fee: $25.00
Cancellation Fee: None
Late Payment $20.00
Outlet Store Delivery Signature Verification: $2.50
Outlet Store Residential Delivery: $2.00
One time Card Issuance and Account Validation fee: $5.00
Fee for returned checks or debits, second NSF: $25.00
Monthly maintenance fee: $6.00


* The Merit Platinum Merchandise Card credit line can be used exclusively on selected outlets.

The information provided for the Merit Platinum Card is considered to be accurate at the time of posting (Sep 19, 2015). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

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