There is no online application for this card

Consumer (Secured) Card Offer from Other Issuers.

Basic Information

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
  • NOTE: This card is NOT available for application

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

25 days*Grace Period

$35.00*Late Payment Fee

APR: 29.99%*
Card Network:Discover®
Card Type:- Card for Bad Credit
- Co-Branded Card
- Instant Decision Card

Card Review

Product Rating:
Ratings (4 out of 5)

Those with poor credit can apply for the Matrix Secured Card. There is no application fee and it is possible to get the card without the high credit score that other credit cards require. The 'secured' aspect of the card means that a security deposit will need to be paid. A credit line will be provided after approval. The card can be used anywhere that accepts Discover.

This includes at millions of merchants around the world, online and over the phone. Account management is made possible online. Cardholders can log on and learn about their credit line, balance, past transactions and more. Statements can be printed or downloaded. Bills can be paid online.

Customer service representatives can be reached online or using a toll free telephone number. The card also reports to the credit bureaus each month to help improve credit. A credit decision can be provided within minutes of submitting the application.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Other Benefits:*See Terms and Condition
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 29.99%*
Annual Fee:$75*
Minimum Credit Line:$300

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:29.99%
Cash Advance Fee:5.00%
Minimum Fee:$5.00

Other Fees

Additional Fees: Foreign transaction fee: 3%
Returned payment fee: $35.00
Monthly maintenance fee (billed annually): $144


The information provided for the Continental Finance Matrix Discover® credit card (Secured) is considered to be accurate at the time of posting (Sep 20, 2016). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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