You can save money when you travel if you use the LifeMiles Visa Signature Card. The card has a lot of features designed to help you travel cheaper as well as manage your account more effectively. It all starts with an online application.
Learning About LifeMiles
There are some great benefits with the LifeMiles that you can take advantage of with every purchase that you make. You will earn at least one LifeMile for every dollar that you spend. The more you spend on the card, the more miles you can earn. During the intro period of the card, you can earn bonus points with a qualifying purchase. You can also earn extra miles throughout the year if you use your card on Avianca and TACA airlines. Additionally, you will earn bonus miles each year on the anniversary of your card.
The miles you earn will sit in an account for you to redeem at your convenience. You can choose to use the miles for free flights, hotel stays, car rentals and much more. You determine when you want to redeem the rewards and for what. You may be able to pay for an entire vacation with points if you earn enough throughout the year.
It's also possible to get additional cards for your family members. When multiple people are making purchases on the card, you can earn miles faster. This will get you that much closer to all of your redemption levels faster.
Various signature benefits are included with the card. When you apply for the card and are approved, you will be given a signature Visa. What this means is that you won't have a preset spending limit. No preset spending limit allows you to buy whatever it is that you want without worrying about exceeding your credit line. As long as you can make at least the minimum amount on the card, you will be able to continue enjoying the feature.
Some of the other benefits you can take advantage of include:
- Signature concierge
- Travel insurance
- Auto rental collision waiver
When you want to go somewhere, local or anywhere around the world, you can get assistance. You will be given a special concierge phone number where you can get assistance with sports, entertainment, dining, shopping and travel. Whether you want help finding a good restaurant in a new city or you need help booking tickets for the hottest entertainment show in town, you will be able to get the assistance with the concierge line.
Travel insurance can save you a lot of money when you travel. You won't need to spend any money on travel insurance because it will be provided to you at no cost with the card. The only thing you have to do to get it is to pay for your travel itinerary on the card. You will receive travel accident insurance in the amount of $1,000,000. This will cover you and any dependents that are traveling with you for a variety of incidents. You will also get reimbursement for any lost luggage. This way, if your luggage is lost by the airlines, you can buy new clothes without being out of pocket for long.
There is also an auto rental collision damage waiver provided to you. If you book a rental car on your Visa, you won't have to spend the extra money with the rental car company. The collision damage waiver is automatic for you, which will protect you in the event of some sort of collision when you're driving the rental car.
Managing The Account
You will have various ways to manage the account. Since you have a Visa, you will be able to buy virtually anywhere. Whether you buy online, over the phone or in person, you have to be sure to keep track of where you're spending your money and how much you've spent. You may not have a preset spending limit but you also have to be sure that you can pay at least the minimum payment each month.
Decisions have to be made each month when your statement comes. You can choose to pay your bill in full and avoid the interest charges. You can also choose to pay the minimum or more each month, taking your time to pay off purchases. This will involve paying an interest charge that is dependent on what your APR is on the account.
A few of the other features provided to you for managing the account includes:
- Customer service
- Online account tools
- Monthly statements
Customer service operates 24/7 for your convenience. You can call a representative and speak to someone at any time to ask questions about your account. The toll free number will allow you to speak to someone or to get basic account information off of the automated menu. Depending on what you want to find out, you choose the method that works best for you.
There are online account tools, too. For your convenience, you can get up-to-the-minute account information anywhere you have an internet connection. Once you're logged in, you can check out balance information, download statements and even pay your bill. If you have a question for customer service, you can contact them online, too.
You will also receive monthly statements to your home address. This will tell you about your statement balance, what your minimum monthly payment is and all of the purchases that have posted to your account in the past month.
When you use this LifeMiles Visa Signature Credit Card, you enjoy benefits all year long. As long as you're charging to the card, you earn rewards and you earn things like roadside assistance and auto rental waivers to save you money and enhance your travel.