There is no online application for this card

Consumer (Stored Value) Card Offer from Other Issuers.

Basic Information

  • $0 activation online - with no credit check!
  • No minimum balance
  • Free Direct Deposit
  • Access to over 22,000 free MoneyPass® ATMs
  • *Withdrawals outside the MoneyPass® ATM network will be charged $2.50 plus any ATM owner fees

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

None**Grace Period

$0.00*Late Payment Fee

Card Network:MasterCard®
Card Type:- Card for Bad Credit
- Co-Branded Card
- Prepaid Debit Card
- Tax Refund Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

The Green Dot Gold Prepaid Card is a prepaid card that works like a debit card. United States citizens can apply through a simple and quick application online. There is no credit check and cardholders do not have to pay overdraft or penalty fees.

Cash withdrawals can be made at over 15,000 participating ATM location nationwide. Cardholders can reload the card anytime at nearly 150,000 retailers nationwide as well. In addition, the card comes with a simple fee plan including a low monthly fee that can be waived and a low price for an additional or replacement card.

Cardholders can also enjoy the benefits of free direct deposits and the opportunity for free online bill pay.

Loading and maintaining the card is simple and the card is available to use up to one year after the activation date.

Users can control the amount of money being loaded onto the account and ultimately how much is spent.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:$0*

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$0.00
Application Fee:$0.00
ATM Fee:$2.50
Additional Fees: Monthly Charge: Waived in any monthly billing cycle when you load at least $1,000 to your Card OR make 30 purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at Otherwise, $5.95.

ATM Balance Inquiry: $0.00
ATM transaction fee: $2.50
ATM transaction for Student Cards: $0.99
Balance Inquiry fee: $0.00
Card Liquidation Fee: $0.00
Cash Advance Fee: $4.00
Declined Withdrawal Fee: $0.50
International ATM Fee: $3.00
Live operator: $0.00
Lost or Stolen Card Replacement Fee: $4.95
Transaction History: $0.00


No purchase or obligation necessary to enter or win in the Green Dot Double Your Refund Sweepstakes. Maximum prize will not exceed $5,000, regardless of method of entry. Open to legal residents of the 50 U.S. and D.C., 18 or older. Void where prohibited. Begins 12:00 AM EST on 1/1/2011, and ends 11:59 PM EST on 5/31/2011.

Card balance (with cash load): $2,500
Minimum Initial Load: $10, varies by retailer
Card balance (with direct deposit): $10,000
Daily cash load limit: $2,500
Daily direct deposit load limit: $10,000
Daily ATM withdrawal limit: $400
Daily bank teller cash withdrawal limit: $400
Daily spend limit (includes all outgoing transaction activities, such as purchases, ATM transactions, etc.): $2,500

The information provided for the Green Dot Gold Prepaid Visa® is considered to be accurate at the time of posting (Apr 21, 2016). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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