First Progress Platinum Elite Mastercard Secured Credit Card

Consumer (Secured) Card Offer from Synovus Bank.

Basic Information

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

25 Days*Grace Period

See Terms*Late Payment Fee

APR: 20.74%*
Card Network:MasterCard®
Card Type:- Card for Bad Credit
- Instant Decision Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

Anyone can enjoy the benefits of a Platinum Mastercard with the First Progress Platinum Elite Mastercard. There is no credit history or credit score minimum required to be approved for the card. The card instead focuses on a security deposit. The deposit is fully refundable and allows for a credit line to be established.

The card submits details to the three credit bureaus on a monthly basis to help improve credit. The application is available online, making the process of getting a card faster. Once approved and the deposit is paid, an applicant can receive the card within 5 days. Mastercard is widely accepted around the globe, which is why this card is so popular.

Platinum Mastercard benefits come standard with the card. This includes such things as fraud protection, online account management and 24/7 customer service. The credit card will be issued regardless of score as long as one is willing to pay a security deposit.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Other Benefits:*See Terms and Conditions of the card
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 20.74%*
Annual Fee:$29*
Minimum Credit Line:$200
Maximum Credit Line:$2,000

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:25.74%

Other Fees

Additional Fees: Returned Payment: up to $28.00
Foreign transaction fee: 3% of the transaction amount


The information provided for the First Progress Platinum Elite Mastercard® Secured Credit Card is considered to be accurate at the time of posting (Feb 5, 2019). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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