First Digital Mastercard Credit Card

Consumer (Regular) Card Offer from Synovus Bank.

Basic Information

  • Get the security and convenience of a full-feature, unsecured MasterCard Credit Card - accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won't.
  • Easy and secure online application – It takes just moments to apply.
  • Result in as little as 60 seconds.
  • Issued by Synovus Bank, Member: FDIC

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

23 days*Grace Period

$40.00*Late Payment Fee

APR: 35.99%* Variable
Card Network:Mastercard®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Instant Decision Card


100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 35.99%* Variable
Annual Fee:See Terms*

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:35.99%

Other Fees

Additional Fees: Return Check Fee: Up to $40.00
Activation Fee: $95.00 (one-time fee)
Monthly Servicing Fee: None for the first year (introductory). After that, $75.00 annually ($6.25 per month).
Additional Card Fee: $29.00 annually (if applicable).


Checking account required.

* The information provided for the First Digital Mastercard® Credit Card is considered to be accurate at the time of posting (Jun 20, 2020). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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