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Consumer (Stored Value) Card Offer from Meta Bank.

Basic Information

  • Instant Guaranteed Approval* No Credit Check, No Security Deposit
  • FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
  • FREE Money Transfers to Other Facecard Members - No More Wire Transfers
  • Pay Bills Online - No More Late Payments, No Stamps Required
  • Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

N/A* Intro APR

N/A*Intro APR Period

Accepts All*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

Card Network:Mastercard®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card

Card Review

Product Rating:
Ratings (4.5 out of 5)

Facecard Prepaid MasterCard is a prepaid debit card designed for consumers who are in need of a prepaid card. Guaranteed approval gives added confidences throughout the application process. And with a lowly $10 opening minimum and no activation fees, each individual can begin to enjoy the various benefits of this prepaid in no time. There are no sleepless nights about debt repayment as each card member is allowed to spend nothing more than the card balance.

There is no monthly or annual membership fee.

Additional cards are available for all card members who want to share funds with family and friends. Individuals below 13 years of age are not permitted to hold additional cards. Facecard to Facecard sharing comes at no extra cost. Those in need of cash may load funds via ACH at no extra cost. ATM withdrawals cost $1.50.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:N/A*
Minimum Credit Line:$50
Maximum Credit Line:$5,000

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$10.00
Application Fee:$5.00
ATM Fee:$1.50
Additional Fees: ATM Fee: $1.50
Activation: FREE
Chargeback Processing: $25.00
Inactive Account Fee: $0.00
International Purchases: $0.50
Loading funds via ACH: FREE
Lost / Replacement Cards: $9.95
Monthly Membership: FREE
Participation Fee***: $3.00
Printed and Mailed Statement: $1.95
Removal of funds from facecard: $9.95
facecard to facecard funds sharing: FREE


**The standard monthly membership fee is $3 per month, but this fee will be waived if in a given month you: load your card account via Direct Deposit OR load/spend a combined total of at least $100. A primary account that has secondary accounts associated with it will not be charged this fee, however, this fee will be charged to each individual secondary account. See website for complete terms and conditions of card usage and application disclosure.
***facecard members must be at least 13 years old.

The information provided for the Facecard Prepaid MasterCard® is considered to be accurate at the time of posting (Mar 23, 2014). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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