The Discover Card is multifaceted. If you visit their site you will be thrilled to learn they offer cash rewards, introductory interest rates, airline miles, favorable interest rates and easy online sign up. They issue cards to students (personalized with initials), businesses, individuals with excellent credit, moderate credit and questionable credit. They also offer peace of mind to their users with 0 fraud liability. The innovative Discover Motiva Card encourages users to pay on time by refunding some of the interest charges when they do. According to their Live Chat person, Motiva is meant for the person who carries a balance. He said (Ryan) they want everyone (no matter the credit history) to apply, because credit history is only one of the criterion for acceptance. Compare their cards and decide if they have the right credit plan for you.
- 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
- 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
- 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no sign-ups needed*. 1% cash back on all your other purchases.
- No annual fee, no overlimit fee, no late fee on your first late payment and no foreign transaction fee*.
- Free FICO® Credit Score online and on your monthly statement so you can track your score's progress*.
- Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
- 100 % U.S. based customer service - anytime, day and night.
- *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply".
18 months on BT*Intro Period
10.99% - 20.99% (V)*APR
Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.
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