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Consumer (Regular) Card Offer from Credit One Bank®.

Basic Information

  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due

N/A* Intro APR

N/A*Intro APR Period

Fair*Credit Needed

See Terms*Grace Period

Up to $37*Late Payment Fee

APR: 17.49% - 25.49% (V)*
Card Network:
Card Type:- Reward Card

Card Review

Product Rating:
Ratings (4 out of 5)

The Credit One Bank® Platinum Visa® - gives its fair credit cardholders the ability to have the card when their credit falls within a certain range. This results in different levels of APRs and annual fees. The annual fee for the first year, usually a reduced amount over the second year, is deducted from the account when it is open. After the first year, the annual fee is charged on a monthly basis so that it is not charged all at once.

From there, cardholders are able to enjoy $0 fraud liability when fraud is reported in a timely manner, and free online monthly credit score tracking. Cardholders also receive cash back in the form of statement credits on groceries and gas purchases from qualifying gas stations and retail shops. Factor in online account management in order to keep track of the account as often as needed and the card becomes a valuable tool.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Reward Type:- Cash Back Reward Cards
Rewards:- 1% on eligible purchases, terms apply
Other Benefits:*See Terms and Conditions of the card for other benefits
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 17.49% - 25.49% (V)*
Annual Fee:$0 - $99*

Balance Transfers

Balance Transfer:No*

Other Fees

Additional Fees: Returned Payment Fee: Up to $35
Foreign Transaction Fee: 3% or $1.00, whichever is greater


The information provided for the Credit One Bank® Platinum Visa® is considered to be accurate at the time of posting (Jan 31, 2018). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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