While the Discover card network isn't the most popular there is, those consumers who don't plan on traveling outside the North American continent anytime soon could keep their cards busy.
Know What You Want
Searching for a credit card and not knowing what you want can be similar to searching for unknown figures amongst a stadium crowd. You keep on searching and searching till your eyes give way to tiredness. In knowing what you want, you might want to start out by knowing your credit score.
Having knowledge of your score and credit history will put you in pole position to apply for a credit card that's designed for persons within your range. This could turn out to be a way of getting cards for cheap (lower APRs and all) as lower qualifying consumers are often issued higher interest if they applied to cards designed for consumers of higher qualification.
Lastly, you'd want to find out if you'll need additional cards on the credit cardand how much it'll cost to maintain the extra cards. Some card issuers may charge you for additional cards especially when intended for business employees.
Just like comparing mobile handsets, games, and software, you can compare credit cards. The Discover website lets you compare various credit cards that might be of interest to you. Using the feature, you can easily compare information between cards and eliminate those cards that don't meet up to your vision of a perfect card.
After this process, you should have come up with a list of credit cards you'd potentially apply for.
Explore your Options
In exploring your options, you'd want to make sure you have gone through as much information. Browse through a Discover Credit Cards review site (or such as ours) and make sure you know what to expect as a card member on such card. Some Discover cards such as the Discover® Student Card do not require the applicant to have good credit. Other cards might not be as popular but will offer you a higher credit line and a similar acceptance process.
Read the Fine Print
Reading the fine print is often the last thing you really need to do before applying. As required by law, the card agreement is bound to disclose every thing to do with card charges, rewards, and any restrictions that might be imposed on your use of the card.
Ensure you've read and have a good understanding of what's contained in the card agreement. If possible, have a copy printed out and have it read by someone you think can offer you with some advice. (We advice you to read: Importance of Credit Card Terms and Conditions)
The secret with getting a Discover card (or a credit card to be more general) that is perfect for you lays in having the information. Without a friend's recommendation, you'd have to start searching from scratch and it could take some time for you to stumble on card that fits your idea of a perfect credit card.
The most important things while you search are:
- Be patient: Patience is a virtue, there are very many Discover cards and you surely wouldn't cover all in 3 hours.
- Follow those tips you've read above: If you've forgotten, go back to the beginning of this article with a pen and paper.
Don't Know Where to Start?
As a major credit cards review site, we've handled and reviewed the bulk of what we consider is virtually all of Discovers' credit cards. To make your search easier, you might want to start your search from the following cards which we feel are most popular with consumers using Discover cards. Click a link to read our comprehensive review of each card:
Compare popular Discover Credit Cards and apply securely online.