Capital One Spark Classic Business Card Perks



 


People need to find a card that gives them cash rewards every time they use it. Small businesses do not want to be limited by what they can earn rewards on. With the Capital One Spark Classic for Business card, they can earn an unlimited amount of cash rewards on every purchase.

It is difficult to find a card that actually works for the card member. The Spark Classic card is perfect for small businesses that need to buy supplies or for business travel. Employees can help gain cash rewards to fill their vehicles up with gas. People can cash their rewards out anytime they want. Card members are safe when they travel with this card, since Capital One will call them in case there is fraudulent activity on their accounts. Visa takes fraud seriously, and protects small businesses from going under if their card becomes lost or stolen.

Card Benefits and Perks

This card carries many benefits and perks to incline every small business owner to apply for a credit card. Employees can swipe this card at any store that accepts Visa. Some benefits and perks the card includes are:

  • No annual fee
  • New businesses can build their business credit with the card
  • Cash rewards never expire
  • Unlimited potential to earn cash
  • Earn cash back on every purchase
  • Redeem cash rewards at any time

Once the cardholder activates the Classic card, they can start earning cash rewards on their purchases. There is no annual fee to bother small businesses. Many companies charge an annual fee to card members. Cash rewards never expire, so companies can save their money for a rainy day.

People can use this card anywhere in the world that accepts Visa cards. Participating dining establishments give card members discounts on food and drinks across the country. In addition, card members can reserve discounted rooms from the best hotels in the country. Businesses will find it difficult to find a card that has this many perks. Employers can place their brand on the front of their employees' cards as a small billboard.

Visa Security Protection

People lose their cards every day, and that puts them in a vulnerable position. There are criminals that steal cards to make fraudulent purchases. Visa has a fraudulent security protection program that protects card members from fraudulent purchases. Cardholders do not have to pay for any fraudulent purchases on their account. Visa takes care of unauthorized charges on small business accounts.

There is no need to worry about stolen identities when small business owners apply for this card. Whether they make purchases online or at the local grocery store, Visa is there for them. Visa alerts card owners for when there is unusual activity on their account. Card members can use their card to help expand their businesses across the country, and get cash rewards while doing so.

Visa makes sure small businesses are protected in case their company has a fire; or their purchases are stolen or damaged. The card company reimburses card members on purchases made up to 90 days prior. This helps small businesses from closing their doors, and makes a difficult situation easier to deal with. Card members can pay what they owe on their monthly statements online. Every member has access to their accounts when they sign up online.

Additional Card Perks and Benefits

Many cards require businesses to pay an annual fee to use the card. The Capital One card does not have an annual fee. Employees who travel all over the country for their business will have protection in case their rental is in an accident. The card pays for the collision, and any damage done to the car.

Reconciling financials at year-end is a daunting task. The card company makes it easier for their small business card members to reconcile accounts by sending them a Year-End summary. The summary details every transaction made for the year. Card owners can log in to their accounts online to view 13 months worth of statements.

Conclusion

Finding the right card that offers many perks and rewards is difficult to do. Applying for the Capital One Spark Classic for Business card only takes a couple of minutes. Card members can earn cash rewards every time they use their card.






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