- Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
- Guaranteed Approval* - No credit check needed (ID verification required).
- Sign up for NetSpend Payback Rewards and earn cash back.
- No late fees or credit card debt because this is not a credit card.
- Use the Mobile App to manage your account on the go and get real time text message alerts (Message & data rates may apply).
- Customize your card to add a personal touch or an extra layer of security.*
- Funds are FDIC insured up to the current coverage limit (ID verification required).
- *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
N/A* Intro APR
N/A*Intro APR Period
Bad Credit OK*Credit Needed
N/A*Late Payment Fee
- Guaranteed Approval
- Prepaid Debit Card
- Reward Card
Card Finance & Rates
Account-to-Account Transfer (Internet): FREE
Account-to-Account Transfer (Via Phone): $1.00
Card Fulfillment (Shipping & Handling): $9.95
Check or Additional Statement Mailing Fee: $5.95
Monthly Service Fee: $9.95
Non-Monetary Transactions (Via Internet): FREE
PIN Purchase Convenience Fee: FREE
Signature Purchase Convenience Fee: FREE
* The information provided for the NetSpend® Visa® Prepaid Card (Black Card Design) is considered to be accurate at the time of posting (Aug 7, 2020). However, we strongly advise site visitors to check the fees, terms and conditions applicable to the product on the card issuer's application page prior to completing an application.
Please note that all applications feature secure SSL technology for your online protection.