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Consumer (Stored Value) Card Offer from University Bank.

Basic Information

  • Teen debit card benefits
  • Get your teen started on the path to smart spending today
  • Easily set strict spending limits
  • Lock/Unlock Your Teen's Card with a Simple Text
  • Monitor Purchase Alerts in Real-Time on Your Mobile Phone
  • Family or Friends Can Reload Funds
  • No Credit Risks or Overdraft Fees
  • Safer than cash with lost card protection
  • Use anywhere debit MasterCard is accepted

N/A* Intro APR

N/A*Intro APR Period

Accepts All*Credit Needed

N/A*Grace Period

N/A*Late Payment Fee

Card Network:MasterCard®
Card Type:- Card for Bad Credit
- Co-Branded Card
- Guaranteed Approval
- Prepaid Debit Card
- Teen Debit Card

Card Review

Product Rating:
Ratings (4 out of 5)

The BillMyParents Prepaid MasterCard is a way to give a teen the freedom to spend like they have a credit card without the potential to overspend like a credit card. Being prepaid means that they have a set amount to spend, and cannot go over, which means no overdraft fees or revolving balance.

It is easily reloadable for either birthdays or special occasions, or to give them an incentive to do their chores for an allowance. If they should misplace the card, unlike cash, it is not gone forever -- it can be replaced quickly and easily. Like any credit card, it is accepted at millions of locations throughout the world and is ideal for purchasing items on the Internet.

There are no credit checks, and lower than bank card fees. Unlike cash, it can also be locked and unlocked instantly if it is lost or stolen, which gives extra security of control over it.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Other Benefits:*See Credit Card Holder Agreement for Other Benefits
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: N/A*
Annual Fee:N/A*

Balance Transfers

Balance Transfer:No*

Other Fees

Opening Minimum:$10.00
Application Fee:$0.00
ATM Fee:$1.50
Additional Fees: ATM Balance Inquiry – Domestic: $0.50
ATM Balance Inquiry – Intl.: $1.00
ATM Decline – Domestic: $0.50
ATM Decline – Intl.: $0.50
ATM Insufficient Funds – Domestic: $0.50
ATM Insufficient Funds – Intl.: $0.50
ATM Withdrawal – Domestic: $1.50
ATM Withdrawal – Intl.: $2.50
Activation Fee: FREE
Card Replacement: $7.95
Monthly Allowance Load (ACH): $1.50
Monthly Service Fee: $3.95
Overdraft Fee: FREE
PIN Based Purchase Fee: FREE
Prepaid Card One-Time Load (ACH): $1.75
Prepaid Card One-Time Load (Credit Card): $2.95
Replacement Card Express Service: $25.00
Signature Purchase Fee: FREE


The information provided for the BillMyParents Prepaid MasterCard® is considered to be accurate at the time of posting (Aug 8, 2015). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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