Benefits Of The US Bank Visa Platinum Card



 


You get to enjoy a significant amount of buying power with the US Bank Visa Platinum card. A high credit limit, no annual fee and various additional benefits are just a few minutes away. An online application helps you learn of a credit decision faster.

Applying for the Platinum Card

The Platinum Visa from US Bank is going to be very easy to apply for. The entire application is available online. This allows you to quickly enter your personal information into the form. As soon as your details are verified and your credit is checked, a decision will be provided to you. In many cases, this will only take a few minutes.

You will be told what your credit limit is and what your APR is. Both of these are dependent upon your creditworthiness. A card will be shipped out to you. Once you get the card, you can activate it and begin taking advantage of the many features of having a Platinum card in your wallet.

Features of the Platinum Card

A lot of features exist with the Platinum Visa. Because it's a Platinum card, you get a higher limit than a traditional credit card. Plus, you get a lot of other benefits – benefits that come to you without having to pay an annual fee.

  • Online bill pay
  • Account access online
  • Free credit score
  • Rental insurance
  • Fraud protection
  • Concierge

Online bill pay makes it easier to pay your bills on time. You can schedule your payment days or weeks in advance. You can also save the price of a stamp for added convenience.

Online account access allows you to budget easier. As soon as you log on, you can find out your credit limit, your account balance and other details. You can look up transactions made within each billing period. You can also view statements on the computer or download them to one of your computer programs. If you want to contact customer service online, you can do that as well.

A free credit score is provided for being a cardholder. When you go online, you can find out what your Experian credit score is. This will make it easier to improve your credit score and track the improvements from month to month.

Auto rental insurance can be expensive. When you rent a car from a rental company, you can decline the collision damage waiver. As a cardholder, you get complimentary auto rental insurance. As long as you book your rental on the card, you are protected. This provides protection from damages due to theft or collision.

Fraud protection will also keep your card protected against any fraudulent activity. If there's anything questionable, a customer service representative will contact you. The zero fraud liability ensures you're not liable for charges that appear on your account which were made fraudulently.

Concierge is another benefit of being a cardholder. A special toll free number allows you to get booking assistance. Whether it's booking a hotel, getting travel advice or finding out about concert tickets, a representative can assist you. This is a free service that helps you plan without doing a lot of the hard work on your own.

Shopping with the Platinum Card

Shopping with the Platinum card is designed to make life easier. Visa is the most accepted card in the world. With it in your wallet, you can pay at the gas pump, at the grocery store and at various restaurants and stores around the globe. You can also make purchases online and over the phone for added convenience.

If for any reason some place takes cash only, you're okay. You will get a PIN number to go with your credit card. You can take a cash advance at any ATM machine. Standard rates and fees apply, but it will provide you with the cash you need.

You may have various shopping opportunities others don't. Specials are listed on the website that you can take advantage of periodically. Online merchants will make it cheaper for you to shop with them all because you're a cardholder.

Final word

There's no reason not to apply for the US Bank Visa Platinum card. When you want to purchase online and off without problems, you need a high quality card. The higher credit line with the fraud protection can get you everything you need and then some.






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