When you want a credit card but don't have the best credit score, the Barclaycard Rewards MasterCard is a card that you can apply for. You can enjoy benefits all year long, including the ability to earn points with every purchase you make.
How To Earn Rewards
There's the ability to earn rewards with every purchase you make with the MasterCard. More points can be earned when the card is used or groceries, gas and utilities. Additionally, at least one point is earned per dollar on all other purchases.
There is no expiration to the reward points. It's possible to accumulate as many reward points as desired and then redeem them for the reward level that you want. This includes free flights, dining, shopping and other rewards.
Some great features are available by getting a BarclayCard. With no annual fee, it's possible to take advantage of these things all year long without spending any additional money.
Bonus points are available when you apply for the card. Depending upon the introductory offer, you can earn a bundle of points upon completing a qualifying purchase within a set period of time. After you activate your account and make purchases, the bonus points arrive. It doesn't take perfect credit to qualify for the card. Even if you have fair to good credit, it's possible to get approved. This means you can buy on credit without having to put any kind of security deposit down ahead of time.
Additionally, there are no blackout dates with the travel rewards. If you want to travel on a holiday or any other time of the year, there are no regulations preventing you from doing so. This means that you can travel when and where it's convenient for you as long as you have enough bonus points in your account.
Finally, you can also take cash out on the card. If you need cash back, there are no limits. Some cards tell you that you can only take a certain amount of the credit line out as cash. As long as you have the open credit, you can visit any ATM and take out as much as you need.
MasterCard is packed with a number of features as well. You can use these to your benefit to save you time and money throughout the year.
- Toll free customer service
- Online account management
- Fraud protection
- Zero fraud liability
The toll free customer service is accessible by calling the number found on the back of the card. Once you have done so, it will be easy to find out about account details as well as talk to a live customer service rep. They are available 24 hours a day as well as 7 days a week for your convenience. Whether you have account questions, an inquiry on a feature or something else, they can help you quickly.
Online account management is a free feature provided by MasterCard. With a self-designated username and password, you can log into a secure connection for account details. Finding out your balance, available credit line and more can be done with the click of a button. You can go paperless and view statements online, pay your bill online and even send emails to customer service representatives for non-urgent matters.
Fraud protection is offered to all cardholders. Your account will be tracked behind the scenes by MasterCard to ensure no one accesses personal information. If any unusual activity appears, you will be contacted to confirm the activity was authorized by you. If your account is ever compromised, a new card will be sent out to you immediately.
Any purchases that appear on your account that are not authorized by you will not be your responsibility. MasterCard usually catches them, however you can call customer service if you don't recognize a charge. It will be reversed pending an investigation to ensure you don't go into debt for someone else's abuse of your card.
Having a good card in your wallet is important. With various features, the Barclaycard Rewards MasterCard is just what you have been looking for. With a simple application, no annual fee and an array of benefits, you can use the card all year long without fail.