BarclayCard Rewards MasterCard (Average Credit)


Credit cards with flexible benefits are popular products. Not only are they perfect for emergencies but you can use them every day to earn rewards points which you can redeem towards a variety of things you enjoy.

A good credit card is always a good thing to have in case of emergencies. If you can find one with low fees and competitive rates that also let you earn rewards points with every purchase, though, you will probably be quite thankful in the long run. The BarclayCard Rewards MasterCard is, perhaps, one such card.

BarclayCard Rewards

If you have average credit, this card could give you access to some notable benefits while also saving you money with low fees and interest rates. Primarily, though, you are probably most interested in the rewards program, and this one is simple and practical.

  • Earn 2 points on the $1 for all fuel purchases
  • Earn 2 points on the $1 for all grocery purchases
  • Earn 2 points on the $1 on all utility charges
  • Earn 1 point on the $1 on all other qualifying purchases

This means that you can quickly and easily earn rewards points everyday no matter how you use your card. Of course, that will lead you to use your rewards sooner too, not that you need to be in any hurry. Take your time to peruse their large catalog of rewards and take your pick from:

  • Airfare vouchers
  • Shopping vouchers
  • Dining vouchers
  • Cash rebates and statement credit

Better Rates

Of course, you are also probably quite interested in the interest rates and fee structure of this card. Fortunately, this card offers some competitive rates and a low annual fee that makes it easy for you to save some money without having to greatly alter your existing spending habits.

  • Extremely low introductory balance transfer interest rate for the first six months
  • Similarly low introductory standard purchase interest rate for the first six months
  • Competitive standard variable APR based on market prime rate once the introductory period ends

With rates like these you could easily save money over other cards on the market. A low balance transfer rate like this could also make it easy to reduce the monthly liability of your existing credit balances. In addition, by moving all of your balances to the same card.

Other Benefits

Aside from the simple and lucrative rewards program and impressive introductory rates this card also offers some auxiliary benefits that many consumers may overlook. You should take a look, though, because these features can be quite important over time. For example, this card does not have many of the limitations that other reward programs often impose:

  • No blackout fees
  • No redemption fees
  • Easy setup
  • No reward point limit
  • Low annual fee

These benefits give you peace of mind; you will know that you aren't spending money on simple transaction fees and you'll save time from the hassles of complicated setups and processing.

Managing Your Account

This card offers some great benefits but if you want to be able to take full advantage of them you need to make sure your account remains in good standing. Obviously this means that you will want to keep the card active by making periodic purchases, which should be easy since you get double points on gas and groceries, etc. As you make periodic purchases you will, of course, need to also make your payments on time.

You do not need to keep the balance low but you should make sure you are able to make your payments on time and in full every month. As long as you keep your account open and active and you maintain steady, regular payments to keep your activity current you will always qualify for the benefits available with this card. A smart money manager, then, might simply fill up the gas tank and buy groceries with this card and then pay those purchases off in full every month and easily and comfortably reap the rewards!


The BarclayCard Rewards MasterCard offers simple but attractive benefits to financial customers with average credit. You will earn points with every purchase and have the option to use your rewards in a variety of ways. You will also save money with low introductory rates.

ABOC Platinum Rewards Credit Card

ABOC Platinum Rewards Credit Card
Rating: 4.5 out of 5
Intro APR: 0%*
APR: 15.15% - 25.15%* (Variable)
Annual Fee: $0*

Next Millennium Shopping Card

Next Millennium Shopping Card
Rating: 3.5 out of 5
Intro APR: N/A*
APR: 0.00%* (Fixed)
Annual Fee: N/A*

Freedom Gold Card

Freedom Gold Card
Rating: 3.5 out of 5
Intro APR: N/A*
APR: 0.00%*
Annual Fee: $0*

First Progress Platinum Prestige Mastercard® Secured Credit Card

First Progress Platinum Prestige Mastercard® Secured Credit Card
Rating: 4.5 out of 5
Intro APR: N/A*
APR: 10.74%* (Variable)
Annual Fee: $49*

Green Dot primor® Visa® Classic Secured Credit Card

Green Dot <i>primor®</i> Visa® Classic Secured Credit Card
Rating: 4.5 out of 5
Intro APR: N/A*
APR: 13.99%* (Fixed)
Annual Fee: $39*

Credit Card News

Home > Articles > BarclayCard Rewards MasterCard (Average Credit)