The Barclaycard Arrival World MasterCard is one way you can save money on travel, but it doesn't stop there with balance transfers, no foreign transaction fees when traveling abroad, and the ability to redeem miles for more than just travel.
NOTE: This card offer is not available for application at the moment.
When you fill out the Barclaycard Arrival World MasterCard application, you will notice it is rather simple. You will also notice that the card allows you to immediately transfer the balances of up to three cards. This is very useful when you have other credit cards with APRs that are higher than the Arrival World MasterCard. When you transfer a balance from a high interest card to a lower interest card, you will find that the money saved on interest is quite significant.
You should know that the bonus points that can be awarded at the start of the account and the miles for purchases do not apply to balance transfers. These benefits only apply to purchases. For instance, making a certain dollar amount in purchases within a certain amount of time after opening the account will result in bonus miles that are enough to cover hundreds in travel costs on your next trip. From there, you earn miles for every dollar spent.
Redeeming miles is very simple. You do not have to jump through hoops in order to take advantage of what you earned. For instance, you can choose to book any airline at any time without any blackout dates or seat restrictions and use your points with that trip. Of course, the trip needs to be paid for with your card so you are able to take advantage of all of the benefits that it has to offer.
In addition to airline tickets, you can redeem miles toward hotels, motels, resorts, trains, cruises, car rentals, and statement credits. This shows how the card has a little something for everyone. Even if you do not travel a lot, you may benefit from having this card simply because you can redeem for more than just travel-related items and services. When you do travel, you will have the miles to use toward your airline tickets, cruise, train tickets, or other travel-related expense. This translates into significant savings when you use your card frequently.
Also when redeeming your miles, you receive 10 percent miles back when you redeem them for travel. This means that redeeming 60,000 miles is going to put 6,000 miles back into your account. This is additional savings on top of the savings you get for redeeming the miles in the first place.
Also in an effort to save you even more money, Barclays has an introductory APR that lasts for a specific period of time. This allows you to make your purchases without any interest at all or for very little interest, depending on the promotion at the time. This is a great way to get a run at earning points without having to pay to do it. If there is no interest during this period, you do not have to focus on paying off your balance soon after the purchase in order to avoid the interest.
Another way money is saved is through there being no foreign transaction fees. This is very significant because most travel cards charge a per transaction rate of 3% or more. This card doesn't charge you any additional fees for using it outside your own country.
And the complimentary subscription to TripIt Pro can be quite beneficial and a money saver when you use this mobile travel organizer to help you manage your trip. It can be rather amazing how much being unorganized can cost you. Being more organized also means a smoother and more enjoyable trip.
To ensure your travel is as convenient as possible, you also receive automatic travel accident insurance. This coverage covers you in case you pass away on your trip due to an accident. Your family benefits from this coverage, as they are given the money needed to take care of your affairs. This helps them focus more on what is important rather than the technicalities involved.
If your trip is cancelled or it is interrupted due to a qualifying reason, you also receive coverage so you are not a complete loss financially. Of course, the trip must be paid for on your card for it to be covered. The same applies so you can receive reimbursement for expenses that are incurred in case your baggage is misdirected or delayed. And with MasterCard Global Service, you are taken care of in case there is an emergency. This service is available 24/7 and is just part of the suite of services that are offered with this card.
Even when on the go, you can access your account on the Internet or you can call customer service to receive the answers that you need. For the small annual fee that this card requires, everything you receive is typically features seen in cards with higher annual fees. With the bonus miles and the ease in which you earn them on purchases, the miles more than pay for the annual fee. If you meet the requirements for the bonus miles, you will notice that their worth in cash is several times more than the annual fee, which is actually waived the first year anyway. The fact it is waived the first year means that you pay for it through the savings your miles give you before you actually have to pay for it. This is just an example of how money, and lots of it, is saved.
So when in need of a travel rewards card that is focused on saving you money in everyday life and in travel, the Barclaycard Arrival World MasterCard will do just that. You receive platinum features without having to pay a platinum cost.