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Consumer (Secured) Card Offer from Applied Bank®.

Basic Information

    This card is NOT available for application
  • Choose Your Credit Limit - From $200 up to $5,000
  • Monthly Credit Bureau Reporting
  • Genuine Visa Credit Card - Not a Pre Paid or Debit Card
  • Accepted Worldwide at Millions of Locations

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

None*Grace Period

Up to $35*Late Payment Fee

APR: 9.99%* Fixed
Card Network:VISA®
Card Type:- Card for Bad Credit

Card Review

Product Rating:
Ratings (4 out of 5)

Applied Bank Secured Visa Card is a secured credit card designed for consumers who want to better their credit ratings over time.

By implementing a great credit reporting strategy, card members can improve their credit history and build more solid scores over a period of time. This card is easy to get with no employment or income verification checks required.

Card members are entitled to low and fixed interest rates. An annual fee is deducted from the credit balance on annual basis.

Internet related services such as online account management come at no extra cost. This feature allows card members check online statements for detailed reports on purchases, cash advances and other relating transactions throughout a specified period. Card members are protected from fraud through a $0 fraud liability protection guarantee. Other benefits apply to card members who qualify.

See applicable terms and conditions for detailed card benefits.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.

Rewards & Benefits

Other Benefits:*See Terms and Conditions of the card
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 9.99%* Fixed
Annual Fee:$50*
Minimum Credit Line:$200
Maximum Credit Line:$5,000

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:12.99%
Cash Advance Fee:5.00%
Minimum Fee:$5.00

Other Fees

Opening Minimum:$200.00
Additional Fees: - Returned Payment: Up to $35.00
- Dishonored Check Fee: Up to $35.00
- Foreign Currency Transaction Fee: 3%


There is a $200 minimum deposit required.
The first Annual Fee will be charged to your account when your account is opened, so your initial credit availability will be $50.00 less than your deposit. Any charges for Optional Card Benefits, such as Applied Advantage, will further reduce your initial available credit. All account purchases and cash advances or any other fees and charges will reduce credit availability at the time they are charged to your account.

The information provided for the Applied Bank® Secured Visa® Credit Card is considered to be accurate at the time of posting (Jan 7, 2013). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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