Applied Bank Secured Visa Gold Preferred Credit Card

Consumer (Secured) Card Offer from Applied Bank®.

Basic Information

  • Better than Prepaid... Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * - Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

N/A* Intro APR

N/A*Intro APR Period

Bad Credit OK*Credit Needed

None*Grace Period

Up to $38*Late Payment Fee

APR: 9.99%* Fixed
Card Network:VISA®
Card Type:- Card for Bad Credit
- Guaranteed Approval
- Low Interest Credit Card

Card Review

Product Rating:
Ratings (5 out of 5)

The Applied Bank® Secured Visa® Gold Preferred® Credit Card is the perfect card to start with to gain financial strength. The credit limit starts small, so there's no worry of overspending with purchases that you can't afford to make payments on. Whether this is your first credit card or an emergency card, it's ideal because it is secured with your deposited funds.

After filling out a simple online application, a response is given promptly. There's no application or processing fees to deal with, either. Best yet, the transactions and payments are reported to the credit bureaus, so your history with the card goes towards building a stronger financial hold.

Plus, the card is a Visa, which means you can use it in millions of locations across the globe, from restaurants and malls to online stores as well.

The review is prepared by staff. Opinions expressed therein are solely those of the reviewer.


Other Benefits:* See terms and Conditions
100% Guarantee Approval:Yes
Credit Reporting:Yes

Card Finance & Rates

Introductory APR:N/A*
Introductory Period:N/A*
APR on Purchases: 9.99%* Fixed
Annual Fee:$48*
Minimum Credit Line:$200
Maximum Credit Line:$5,000

Balance Transfers

Balance Transfer:No*

Cash Advances

APR on Cash Advances:9.99%
Cash Advance Fee:5.00%
Minimum Fee:$5.00

Other Fees

Additional Fees: - Account Set-up Fee: None
- Additional Card Fee: $30.00
- Returned Payment: Up to $38.00
- Dishonored Check Fee: Up to $38.00


The information provided for the Applied Bank® Secured Visa® Gold Preferred® Credit Card is considered to be accurate at the time of posting (May 21, 2019). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.

Application Security

Please note that all applications feature secure SSL technology for your online protection.

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