Western Union® MoneyWise™ Prepaid MasterCard®
Consumer (Stored Value) Credit Card -- Other Issuers.
Basic Information
- FREE: Monthly Maintenance
- FREE: Online Activation & Statements
- FREE: Customer Service (Online and Phone)
- FREE: $10 With Your First Qualifying Direct Deposit.
- FOUR Convenient Ways to Add Money to Your Account.
- Protected Funds through MasterCard's Zero Liability Policy.
N/A* Intro APR
N/A*Intro APR Period
N/A*Annual Fee
Bad Credit OK*Credit Needed
N/A*Grace Period
N/A*Late Payment Fee
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
- Tax Refund Card
- Reward Card
Card Review
With the Western Union Prepaid MasterCard, you are able to have many benefits as you would with a standard credit card. The only difference is that you don't have to pay any fees because you are pre-paying for all of your purchases. The money can be loaded quickly onto your card in many different ways and you can use the card just about anywhere - as long as they accept MasterCard, you can complete your purchase.
There are no overdraft or late payment fees simply because you are pre-paying for all of your purchases. You can quickly find out what your balance and spending habits are by using the website to gain immediate access to your account. Plus, your card is protected against theft - which is a lot better than if you were to carry around cash. It is a card that allows you to enjoy the benefits of a credit card even if you don't have a solid credit score to obtain one.
Benefits
Card Finance & Rates
Other Fees
ATM Withdrawal Fee: $1.95
Agent Location Cash Load Fee: $4.95
Automated Phone Customer Service: FREE
Bank to Card Transfer Fee: $1.00
Decline Fee: $0.45
Employer Payroll Payments: FREE
Government Benefit Payments: FREE
Inactivity Fee: $2.50
Live Customer Service: FREE
Monthly Maintenance Fee: FREE
Online Electronic Statement: FREE
PIN Purchase Transaction Fee: FREE
Paper Statement Fee: $3.00
Reissue Card Fee: $5.00
SMS and Email Notifications: FREE
Signature Purchase Fee: FREE
Notes
The information provided for the Western Union MoneyWise Prepaid MasterCard is considered to be accurate at the time of posting (May 7, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
