Visa®

When you use a Visa card you are using a payment method that is readily accepted throughout the world, with over 500 million cards. Visa cards are used in 6.3 million merchant acceptance locations around the world. In other words, Visa, much like MasterCard, is a 600 pound gorilla. It is highly unlikely that you will walk into a restaurant that accepts credit cards, yet they refuse Visa. According to Visa, 'Life Takes Visa.' If you are part of the wine crowd you will love their complimentary Zagat restaurant ratings guide and the concierge service offered with the Visa Signature Card. If you are more the peanut butter and jelly type with a besmirched credit history they recommend The Capital One No Hassle card. Besides missing the concierge service, your interest rate is higher and there may be an annual fee. What else do you need? What about rewards, student cards, pre-paid cards, affinity cards? Get a cup of coffee, sit down, put up your feet and compare the cards and options... it will take a while.