IberiaBank Visa® Platinum Rewards Card
Consumer (Premium) Credit Card -- Iberia Bank.
Basic Information
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
1.99%* Intro APR
6 months*Intro APR Period
$0.00*Annual Fee
Excellent*Credit Needed
25 days*Grace Period
N/A*Late Payment Fee
- Reward Card
Card Review
IberiaBank Visa Platinum Rewards Card is designed for consumers having excellent credit. It's a low interest credit card charging no interest on balance transfers throughout a mid term period. Purchase APR is low and highly competitive.
Card members do not incur an annual fee.
On the rewards program, card members earn a single point per dollar spent on net retail purchases. With enough points earned, card members gain eligibility to redeem points for cash, merchandise, gift cards, and travel rewards. There's no limit on points earnable and points already earned do not expire. Card members whose card accounts are not in good standing may forfeit points.
Online account access gives unrestricted access to the card account over a secure interface. Paperless statements contain expenses, and other transactions for easier budgeting, and taxation purposes. Travel accident insurance pays compensations up to $1,000,000 to a card account beneficiary. Auto rentals are also protected against accidental dismemberment.
Rewards & Benefits
- Points are redeemed for merchandise and travel awards
- Travel accident coverage up to $1,000,000
Card Finance & Rates
Cash Advances
Notes
The information provided for the IberiaBank Visa Platinum Rewards Card is considered to be accurate at the time of posting (Nov 18, 2011). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
Please note that all applications feature secure SSL technology for your online protection.
