IberiaBank Visa® Platinum Rewards Card


IberiaBank Visa Platinum Rewards Card

Consumer (Premium) Credit Card -- IberiaBank Credit Card Offers.


Basic Information

  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, travel, gift or experience rewards
  • Travel accident coverage up to $1,000,000
  • No annual membership fee
  • Low, variable rate APR
  • Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information

1.99%*Intro APR

6 months*Intro APR Period

$0.00*Annual Fee

Excellent*Credit Needed

25 days*Grace Period

N/A*Late Payment Fee

APR:up to 14.25% from 8.25%* (Variable)
Card Network:Visa
Card Type:- Low Interest Card Offers
- Reward Card

Card Review

IberiaBank Visa Platinum Rewards Card is designed for consumers having excellent credit. It's a low interest credit card charging no interest on balance transfers throughout a mid term period. Purchase APR is low and highly competitive.

Card members do not incur an annual fee.

On the rewards program, card members earn a single point per dollar spent on net retail purchases. With enough points earned, card members gain eligibility to redeem points for cash, merchandise, gift cards, and travel rewards. There's no limit on points earnable and points already earned do not expire. Card members whose card accounts are not in good standing may forfeit points.

Online account access gives unrestricted access to the card account over a secure interface. Paperless statements contain expenses, and other transactions for easier budgeting, and taxation purposes. Travel accident insurance pays compensations up to $1,000,000 to a card account beneficiary. Auto rentals are also protected against accidental dismemberment.

Rewards & Benefits

Rewards:- Earn 1 point for every $1 spend on your everyday purchases
- Points are redeemed for merchandise and travel awards
Other Benefits:- Various Internet related Benefits
- Travel Accident Insurance

Card Finance & Rates

Introductory APR:1.99%*
Applied Towards:Balance Transfer
Introductory Period:6 months*
APR on Purchases:up to 14.25% from8.25%* (variable)
Annual Fee:$0.00*

Balance Transfers

Balance Transfer:No

Cash Advances

APR on Cash Advances:13.75%
Cash Advance Fee:5.00%
Minimum Fee:$5.00
Maximum Fee:$100.00

Other Fees

Additional Fees: Insufficient Check Fee: $35.00
Foreign Transaction Fee: 2%

Notes

The information provided for the IberiaBank Visa Platinum Rewards Card is considered to be accurate at the time of posting (Feb 9, 2010). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.


Application Security

Please note that all applications feature secure SSL technology for your online protection.



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