Visa® Black Card™
Consumer (Premium) Credit Card -- Barclays Bank Delaware.
Basic Information
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Travel Lounge Priority Pass (unlimited visits)
- 1% Cash Back
- Travel with No Blackouts or Restrictions
- Patent Pending Carbon Card
0%* Intro APR
15 months*Intro APR Period
$495.00*Annual Fee
Excellent*Credit Needed
20 days*Grace Period
$39.00*Late Payment Fee
Card Review
The Black Visa Card is designed for consumers having good or excellent credit ratings and a solid history. It's a low interest credit card charging variable purchase APR. New card members will enjoy a short term introductory APR period during which no interest will be charged on balance transfers and cash advance checks. Both transactions will incur a 3% transaction fee.
Purchases and related transactions in currency other than the US$ will attract a 3% currency conversion fee.
Compensating the high annual fee are free gifts from the World's Best Brands, a highly rewarding cash back program, Travel lounge priority pass and a round the clock concierge service. On the cash back program, card members earn 1% cash back on virtually every purchase transaction. Members can redeem cash earned for travel rewards with participating airlines.
This card is made out of carbon graphite and is issued by Barclays Bank Delaware.
*As seen on New York Post, Forbes and Yahoo! Finance.
Rewards & Benefits
- Travel Reward Cards
- 24-hour Concierge Service
- Patent Pending Carbon Graphite
- Luxury gifts
- Exclusive rewards program
Card Finance & Rates
Other Fees
- Returned Convenience Check Charge: $29; for Residents of Iowa 5% of the amount of the check, $20 minimum, $50 maximum
- Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum.
- Currency Conversion Charge: 3% of the U.S. Dollar amount.
Notes
The information provided for the Visa Black Card is considered to be accurate at the time of posting (Jan 31, 2012). However, we strongly advise site visitors to check the terms and conditions applicable to the product on the card issuers application page prior to completing an application.
Application Security
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