Black Visa Card
Consumer (Premium) Credit Card -- Barclays Bank Delaware.
Basic Information
- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
0%*Intro APR
6 months*Intro APR Period
$495.00*Annual Fee
Good*Credit Needed
20 days*Grace Period
$39.00*Late Payment Fee
Card Review
The Black Visa Card is designed for consumers having good or excellent credit ratings and a solid history. It's a low interest credit card charging variable purchase APR. New card members will enjoy a short term introductory APR period during which no interest will be charged on balance transfers and cash advance checks. Both transactions will incur a 3% transaction fee.
Purchases and related transactions in currency other than the US$ will attract a 3% currency conversion fee.
Compensating the high annual fee are free gifts from the World's Best Brands, a highly rewarding cash back program, Travel lounge priority pass and a round the clock concierge service. On the cash back program, card members earn 1% cash back on virtually every purchase transaction. Members can redeem cash earned for travel rewards with participating airlines.
This card is made out of carbon graphite and is issued by Barclays Bank Delaware.
*As seen on New York Post, Forbes.com and Yahoo! Finance.
Rewards & Benefits
- Travel Rewards Credit Card Offers
- 24-hour Concierge Service
- Patent Pending Carbon Graphite
- Luxury gifts
- Exclusive rewards program
Card Finance & Rates
Other Fees
- Returned Convenience Check Charge: $29; for Residents of Iowa 5% of the amount of the check, $20 minimum, $50 maximum
- Purchase of money orders, travelers checks, foreign currency, lottery tickets, gambling chips, or wire transfers: 3% of the amount of the purchase, $10 minimum, no maximum.
- Currency Conversion Charge: 3% of the U.S. Dollar amount.
Notes
The information provided for the Black Visa Card is considered to be accurate at the time of posting (Mar 3, 2010). However, we strongly advise site visitors to check the terms and conditions provided applicable to the product on the card issuers application page prior to completing an application.
Application Security
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