Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Green Dot Gold Prepaid Visa® / MasterCard®

Get Tax Refund Faster!
$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

PenFed Premium Travel Rewards American Express® Card

No annual fee
5x points on airfare purchases and 1x points on all other purchases
20,000 bonus points upon spending $650 in the first 3 months
Complimentary concierge service
Exceptional travel offers and discounts
VIP airport lounge access with $15,000 in annual spend
You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5

READYdebit® Platinum Visa® Prepaid Card

Free Direct Deposit — paycheck, benefits, tax refunds
Free Credit Score Tracker
Free Online Bill Payment & Check Writing
No Credit Check, no Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

READYdebit® Control Prepaid Visa® Card

No Overdraft Fees or Balance Minimums
100% Guaranteed Approval - No Credit Checks* (See Program Rules)
Reloadable up to $10,000 Max Balance
FREE Online Bill Payment and Check Writing

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$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

Chase Sapphire Preferred℠ Card

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year – A $95 value

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N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5

Med-A-Card Rewards Visa Prepaid Card

Guaranteed approval*
No Credit Check
Saves you up to 50% on healthcare
No waiting periods
No referrals or hassles
Use anywhere Visa Debit Cards are accepted

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$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Upside Visa® Debt-Free Prepaid Card

Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Chase Continental Airlines OnePass® Plus Card

Earn up to 40,000 bonus miles & first year free ($95 value)*
Now with priority boarding privileges on Continental and United flights
Check your first bag for free on Continental and United flights, up to a $50 value
Visit the United Club with two complimentary passes every year, a $100 value
Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
Your miles don't expire and there is no limit to the number of miles you can earn

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N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$95.00*Annual Fee

4.5

United Mileage Plus® Select® Visa Card

Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
Earn 3 miles per $1 spent on eligible United and Continental purchases
Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases.
Earn 1 mile per $1 spent on all other purchases.
Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.

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N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$95.00*Annual Fee

4.5

Marriott Rewards® Premier Credit Card from Chase

Earn 50,000 Bonus Points after your first use
Receive 1 free night stay upon account approval and each year upon account anniversary
Earn 5 points for every $1 spent at Marriott® locations
Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
Earn 1 point for every $1 spent on other purchases
No foreign transaction fees
Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
No annual fee for first Year Free, then $85

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$85.00*Annual Fee

4.5

Capital One® VentureOne℠ Rewards Credit Card

1.25 miles per dollar on every purchase, every day
One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
0% intro APR on purchases until June 2013
No foreign transaction fees
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 11.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Venture℠ Rewards Card

2 miles per dollar on every purchase, every day
Money Magazine's "Most Rewarding Card if you crave free airline flights" – Money Magazine, May 2011
Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel
Redeem your miles for ANY travel expense
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
No foreign transaction fees
$0 intro annual fee for the first year; $59 after that

N/A* Intro APR

N/A*Intro Period

APR: 13.9% - 20.90% Variable on Purchases and BT

$59.00*Annual Fee

4.5

MTV® Visa® Card From Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Also, redeem for travel, merchandise, gift cards and more
No limit on the points you can earn and points don't expire
0% intro APR—pay no interest on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until June 2013
No annual fee

0%* on purchasesIntro APR

until June 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Secured MasterCard®

Get the credit you need with no processing fees or application fees
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
Your refundable security deposit can get you a line up to $3000
You may qualify for credit line increases with no further security deposit required
Use it like any MasterCard credit card, accepted at millions of locations worldwide

N/A* Intro APR

N/A*Intro Period

APR: 22.90% Variable on Purchases and BT

$29.00*Annual Fee

4.5

Slate℠ from Chase MasterCard

0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends
Slate with Blueprint® helps you pay down your balances faster and save on interest
Transfer your higher rate balances
No Annual Fee

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0%* Intro APR

up to 15 months*Intro Period

11.99% - 21.99% (V)*APR

$0.00*Annual Fee

4.5

Build Your Credit With a Capital One® Card

Build credit for your future with responsible use
Monitor your spending with free e-mail and text message alerts
Automatic reporting to the 3 major credit bureaus
Access your account 24/7
$0 Fraud Liability if your card is lost or stolen
Image Card - personalize your card with an image of your choice
Find pre-qualified card offers in 60 seconds without affecting your credit score

N/A* Intro APR

See Terms*Intro Period

APR: 10.9% - 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.5

Capital One® MasterCard®

Get the credit you need with no processing fees or application fees
$0 Fraud Liability if your card is lost or stolen
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Access your account 24/7
Monitor your spending with free e-mail and text message alerts
Automatic reporting to the 3 major credit bureaus
Find pre-qualified card offers in 60 seconds without affecting your credit score

0%* Intro APR

See Terms*Intro Period

APR: 10.9% - 24.90% Variable on Purchases and BT

N/A*Annual Fee

4.5

Sony Credit Card from Capital One®

5 points per $1 on Sony purchases at authorized retailers
3 points per $1 on dining out and movie purchases
1 point per $1 spent on all other purchases
Redeem for Sony products, movies, music, and more
Choose from 2 unique card designs
0% intro APR on purchases until April 2013
No annual fee

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0%* Intro APR

until April 2013*Intro Period

APR: 13.9% - 24.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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