Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Wired Plastic™ Visa® Prepaid Card

Accepted everywhere VISA debit cards are accepted
No Credit Check, Income requirements or bank account required
On Demand Alerts - Manage your account via text messaging
FREE Online Access to Account
FREE Mobile Alerts – Text to your mobile and email
FREE Rewards Program – Earn 1 point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5

UPside Visa® Prepaid Card

Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information
Low Annual Fee of $35.00.

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0%* Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50% (V)*APR

$35.00*Annual Fee

4.5

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

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1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Platinum Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

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1.99%* Intro APR

6 months*Intro Period

15.25% - 9.25% (V)*APR

$0.00*Annual Fee

4.5

American Express Gift Card for Consumer

Now through December 5, 2010 consumer Gift Cards - Free Standard Shipping ($5.95 value)
Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

American Express Gift Card for Business

Now through December 5, 2010 Business Gift Cards - Get 50% Off Any Shipping option
Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

AMEX Gift Card - Personalized Business Gift Card

Perfect for business travelers, with nationwide acceptance
Pay with AMEX Membership Rewards points
Flexibility of cash, backed by the trust of American Express
Bundled with exclusive savings
Custom message on card
Load value from $25 to $3000
No monthly fees
No annual fees
No maintenance fees

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$25.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

AMEX Gift Card - Personalized Gift Card

Pay with AMEX Membership Rewards points
Flexibility of cash, backed by the trust of American Express
Bundled with exclusive savings
Custom message on card
Load value from $25 to $3000
No monthly fees
No annual fees
No maintenance fees

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$25.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Chase Freedom® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

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0%* Intro APR

15 months*Intro Period

12.99% - 22.99% (V)*APR

$0.00*Annual Fee

5.0

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Med-A-Card Rewards Visa Prepaid Card

Guaranteed approval*
No Credit Check
Saves you up to 50% on healthcare
No waiting periods
No referrals or hassles
Use anywhere Visa Debit Cards are accepted

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$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

MasterCard® Gift Card - Personalised Gift Card

Personalized, Pre-designed, or Custom prepaid MasterCard Gift Cards for all occasions
Custom message on card
Upload your Photo
Load value from $20.00 to $500.00
No monthly fees and No annual fees
No maintenance fees
Shipped by USPS First Class (free) or by FedEx
Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Urban Trust Success Prepaid Visa® Card

VISA Zero Liability
No Credit Check
No Overdraft Fees
No Minimum Balance
No Hidden Fees
Elastic Line of Credit (up to $500.00)

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N/AOpening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Mango(TM) MasterCard® Prepaid Card

FREE MasterCard Prepaid Card Signup & FREE Shipping
FREE Direct Deposit + Get $20 Signup Bonus
Earn High Savings Interest Rate!
No fee Domestic Purchase/Signature Transactions
Pay your Bills in minutes from your online account
Instant Virtual Card Shop Online Today
No Fee to Check Your Balance With a Text Message
Wireless Alerts when your card is swiped
Send and Receive Money Securely With Any Mobile Phone
FREE Mango iPhone App (Download from iTunes Store)
$0 Activation Fee. $0 First Monthly Fee - Try it For FREE!
$5 Monthly Fee - WAIVED When You Load at Least $500 Per Month
No Hidden Fees / No Overdraft Fees
FDIC Insured up to $250,000
No Credit Check/ No Bank Account Required
FREE Account Management - Over The Phone or Internet
Refer friends and family and make money

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0

Walmart MoneyCard Visa® Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

5.0

USA Optimum Gold Merchandise Credit Card

Guaranteed Instant Online Approval!
$5000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

VISA Gift Card - Personalised Gift Card

Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions
Custom message on card
Load value from $20.00 to $500.00
No monthly fees
No annual fees
No maintenance fees
Shipped by USPS First Class (free) or by FedEx
Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc

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$20.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Walmart MoneyCard MasterCard® Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

$5.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

ACE Elite™ Visa® Prepaid Card

A card with benefits that matter to you
No credit check, No application fee, No obligation
No-Fee Cash Withdrawals at ACE locations*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
Free Anytime Alerts - Get your balance and transactions via text or email
Free Savings Account - Receive 5.00% APY*
Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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