Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Discover® Student Card - $25 Cash Back

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Capital One® Spark℠ Miles Select for Business

Get a 50% bonus on the cash back you earn every year
Earn 1% cash back on every purchase, every day
Save with 0% intro APR until August 2012
Enjoy no annual fee
Get online Quarterly and Year-End Summaries
There's no limit to the amount of miles you can earn and miles don't expire
Fly on any airline, anytime, with no blackout dates or seat restrictions

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0%* Intro APR

until August 2012*Intro Period

APR: 14.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Chase Slate® - No Balance Transfer Fee

No Balance Transfer Fee!*
0% Intro APR for 15 months on purchases and balance transfers
Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
Avoid interest on everyday purchases
Pay down your balance faster
Zero liability on unauthorized purchases*
No Annual Fee*

0%* Intro APR

15 months*Intro Period

11.99 - 21.99% (V)*APR

$0.00*Annual Fee

4.5

Ink℠ Bold with Ultimate Rewards℠

50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
No limit to the number of points you can earn – and points do not expire
5X points per dollar on the first $50,000 spent annually on eligible business purchases
No foreign transaction fees and Free Employee Cards
No interest or over limit fees
No Annual Fee in the first year – that's a $95 savings

N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

5.0

Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Prestige Plus Platinum Shopping Card

$2,500 unsecured credit line
No Credit Check
No Interest Charges
100% Approval
Only 10% down payment required on purchases

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N/A* Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5

USA Optimum Gold Merchandise Credit Card

Guaranteed Instant Online Approval!
$5000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Ultra VX Visa Credit Card

UltraVX makes it easy to manage your finances
Automatic minimum payments
Reports to all 3 major credit bureaus
No credit check, no bank account required
Instant online approval
Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

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N/A* Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5

Wired Plastic™ Visa® Prepaid Card

Accepted everywhere VISA debit cards are accepted
No Credit Check, Income requirements or bank account required
On Demand Alerts - Manage your account via text messaging
FREE Online Access to Account
FREE Mobile Alerts – Text to your mobile and email
FREE Rewards Program – Earn 1 point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5

Starwood Preferred Guest® Credit Card from American Express

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

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N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.5

American Express® Gold Card

Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more,
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
Get approved in 60-seconds.

N/A* Intro APR

N/A*Intro Period

N/A*APR

$125.00*Annual Fee

4.5

United MileagePlus® Explorer Visa® Card

Earn up to 40,000 bonus miles and first year free, a $95 value*
Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
Board your flight before general boarding with priority boarding privileges
Visit the United Club with two complimentary day passes every year, up to a $100 value
Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
Your miles don¿t expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$0.00*Annual Fee

4.5

The New Business Gold Rewards Card® from American Express OPEN

Earn points even faster to get more rewards for your business
3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
One million rewards from over 500 brands
Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
24/7 support for everything from identity theft to travel emergencies
$0 introductory annual fee for the first year, then $175
Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year

N/A* Intro APR

N/A*Intro Period

N/A*APR

$175.00*Annual Fee

4.5

Western Union® MoneyWise™ Prepaid MasterCard®

Free Activation
Fee-Friendly prepaid card with nothing to hide!
Add money to your account 4 convenient ways
Spend only the money you have on your Card
Enroll in direct deposit and receive a free $10 bonus
Your funds are protected by MasterCard's Zero Liability Policy

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

UPside Visa® Prepaid Card

Save up to $230 compared with other prepaid cards
$0 activation fee. $0 monthly fee with total load of $400 or more
Free direct deposit from employers or load cash at 60,000 retailers
Write personal checks, best to pay rent or other bills

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

mPower™ Visa® Prepaid Card

100% Guaranteed Approval*
No Credit Checks
$25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
Quick and Safe Access to your Money
Easy Online Bill Pay

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

Applied Bank® Secured Visa® Gold Credit Card

Guaranteed Approval Regardless of Your Past Credit History
9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
Choose Your Credit Limit - From $200 to $5,000
Highest Ratings for Financial Strength and Security in the Country

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N/A* Intro APR

N/A*Intro Period

9.99%*APR

$50.00*Annual Fee

5.0

Rob Dyrdek Prepaid MasterCard®

Teen debit card benefits
12 different card design to choose from
No credit checks and No credit risk
Instantly Lock and Unlock the card
Safer than cash with lost card protection
Strict spending limits and easy monitoring
Lower fees than bank cards
Use at millions of locations worldwide
Family and friends can load it

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0

Vision Premier® Prepaid Visa® Card

No Credit Check – Complete the form and we’ll mail your card
Free Roadside Assistance
1% Cash Back on Gas Purchases
Free Savings Account with 5.65% APY
Free Unlimited Purchases - Signature and PIN
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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