Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Med-A-Card Rewards Visa Prepaid Card

Guaranteed approval*
No Credit Check
Saves you up to 50% on healthcare
No waiting periods
No referrals or hassles
Use anywhere Visa Debit Cards are accepted

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$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Upside Visa® Debt-Free Prepaid Card

The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or government benefits providers.
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

iBankUP Prepaid Visa Card

The power of a bank account in a Visa prepaid card
100% approval with no credit check
No activation fee
Save $220 compared with prepaid cards or checking accounts
$0.99 monthly fee if $500 is loaded each month, $2.99 otherwise
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0

Chase Continental Airlines OnePass® Plus Card

Pay No Annual Fee the first year. That's a savings of $85.
25,000 bonus miles after your first purchase. That's enough for a round-trip reward within the United States (excluding Hawaii)
Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
10,000 bonus miles annually when you spend $25,000 on your Card
First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don't pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
Earn one mile for every $1 in purchases charged on your Card
Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.

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N/A*Intro APR

N/A*Intro Period

14.24%*APR

$0.00*Annual Fee

4.5

Chase Freedom℠ MasterCard Credit Card

0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase

0%*Intro APR

See T&C*Intro Period

12.99% - 22.99%*APR

$0.00*Annual Fee

5.0

TrueEarnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

0%*Intro APR

6 months on Purchases*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Blue Cash® from American Express

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit

0%*Intro APR

6 months on Purchases*Intro Period

from 17.24 to 21.24%*APR

$0.00*Annual Fee

4.5

The Business Platinum Card® from American Express OPEN

Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*

0%*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

1st Platinum Plus

Enjoy a Credit Line up to $3,500!
NO Credit Checks & No Credit Turndowns!*
Reports to a Major Credit Bureau!
0% Financing & No Finance Fees - EVER!
Merchandise Price Guarantee!
Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.5

Escape by Discover® Card

25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
2 Miles per $1 on all purchases
No limit on the Miles you earn and Miles don't expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months than the regular APR
Industry Leading Customer Service
Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance

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0%*Intro APR

6 months*Intro Period

10.99%*APR

$60.00*Annual Fee

4.5

Public Savings Bank Secured Card

0% APR on purchases for 6 months
10.99% APR for 6 months on Cash Advance.
No annual fee or monthly fees
Your credit is not a factor!
We report to all 3 major credit bureaus
Lifetime credit lines up to $2,000
25 day grace period
Free fraud protection against unauthorized use
No penalty APR
Use the card everywhere you see the Visa/Mastercard logo

0%*Intro APR

6 months*Intro Period

11.24%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - Biodegradable

0% APR on Balance Transfers and Purchases for a Full 6 Months
5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
Instant Response Within 60 Seconds
No Annual Fee

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0%*Intro APR

See T&C*Intro Period

as low as 11.99%*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00). Online access to credit card account information

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0%*Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50%*APR

$35.00*Annual Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%*Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - $75 Cashback Bonus®

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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0%*Intro APR

See T&C*Intro Period

11.99% - 20.99%*APR

$0.00*Annual Fee

4.5

Discover® More® Card - Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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0%*Intro APR

See T&C*Intro Period

11.99% - 20.99%*APR

$0.00*Annual Fee

4.5

Chase Freedom℠ Visa Card - $50 Bonus Cash Back

Earn $50 Bonus Cash Back after first purchase
0% Intro APR and No Annual Fee
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase

0%*Intro APR

6 months*Intro Period

Prime +9.74%, +14.74%, or P+ 19.74%*APR

$0.00*Annual Fee

5.0

Upromise® World MasterCard® with Gas & Grocery Rewards

10% extra college savings on thousands of eligible grocery and drugstore items
2% extra college savings on eligible gas purchases at Exxon and Mobil locations
1% college savings on every purchase
Get $25 college savings bonus after the first qualified use of your account
No annual fee

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0%*Intro APR

7 - 10 months*Intro Period

20.99 - 12.99%*APR

$0.00*Annual Fee

5.0

Ink Cash℠ Business Card

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

Ink℠ with Ultimate Rewards℠

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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