Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.




Fingerhut Credit

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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VISA Gift Card - Personalised Gift Card
  • Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions
  • Custom message on card
  • Load value from $20.00 to $500.00
  • No monthly fees
  • No annual fees
  • No maintenance fees
  • Shipped by USPS First Class (free) or by FedEx
  • Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc

$20.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Fingerhut Credit
  • No down payments, no layaway and no surprises
  • Get respond in 60 seconds
  • No annual fee
  • Name brand products at affordable monthly payments
  • We often say "YES!" when others say "No"
  • See website for complete Terms & Conditions
  • Meta Bank Fingerhut Credit

N/A* Intro APR

N/A*Intro Period

24.90%*APR

N/A*Annual Fee

4.5


MiCash Prepaid MasterCard
  • No Credit Check or Security Deposit Needed for Approval
  • No Overdraft Fees, No Minimum Balance, No Late Fees
  • 100% Approval*
  • Earn a $20 Rebate When You Set Up Direct Deposit

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$1.75ATM Fee

4.5


Urban Trust Success Prepaid Visa Card
  • VISA Zero Liability
  • No Credit Check
  • No Overdraft Fees
  • No Minimum Balance
  • No Hidden Fees
  • Elastic Line of Credit (up to $500.00)

N/AOpening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


ACE Elite Visa Prepaid Card
  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime Alerts - Get your balance and transactions via text or email
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5


Pink ACE Elite Visa  Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


Mango(TM) MasterCard Prepaid Card
  • FREE MasterCard Prepaid Card Signup & FREE Shipping
  • FREE Direct Deposit + Get $20 Signup Bonus
  • Earn High Savings Interest Rate!
  • No fee Domestic Purchase/Signature Transactions
  • Pay your Bills in minutes from your online account
  • Instant Virtual Card Shop Online Today
  • No Fee to Check Your Balance With a Text Message
  • Wireless Alerts when your card is swiped
  • Send and Receive Money Securely With Any Mobile Phone
  • FREE Mango iPhone App (Download from iTunes Store)
  • $0 Activation Fee. $0 First Monthly Fee - Try it For FREE!
  • $5 Monthly Fee - WAIVED When You Load at Least $500 Per Month
  • No Hidden Fees / No Overdraft Fees
  • FDIC Insured up to $250,000
  • No Credit Check/ No Bank Account Required
  • FREE Account Management - Over The Phone or Internet
  • Refer friends and family and make money

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


YAP MasterCard Prepaid Card
  • Send and Receive Money Securely With Your Mobile Phone
  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today!
  • FREE Direct Deposit
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • No Credit Check/ No Bank Account Required
  • FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


Green Dot Gold Prepaid Visa / MasterCard
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases (see site for details)
  • Reload for free with direct deposit
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5


PenFed Premium Travel Rewards American Express Card
  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5


READYdebit Platinum Visa Prepaid Card
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • Free Credit Score Tracker
  • Free Online Bill Payment & Check Writing
  • No Credit Check, no Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5


READYdebit Control Prepaid Visa Card
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval - No Credit Checks* (See Program Rules)
  • Reloadable up to $10,000 Max Balance
  • FREE Online Bill Payment and Check Writing

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5


Chase Sapphire Preferred Card
  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisors (No voice recording)
  • No Annual Fee for your first year - A $95 value

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$95.00*Annual Fee

4.5


Med-A-Card Rewards Visa Prepaid Card
  • Guaranteed approval*
  • No Credit Check
  • Saves you up to 50% on healthcare
  • No waiting periods
  • No referrals or hassles
  • Use anywhere Visa Debit Cards are accepted

$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5


Upside Visa Debt-Free Prepaid Card
  • The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
  • 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
  • Free Direct Deposit from employers or government benefits providers.
  • Deposit cash at 50,000 retailers.
  • Write personal checks online: easy to pay rent or other bills.
  • Earn 1,500 cash back reward points for you first direct deposit load.
  • Optional companion card available, as if you had a joint checking.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5


iBankUP Prepaid Visa Card
  • The power of a checking account in one card, even if you have bad credit
  • Write personal checks online, we mail them for you
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0


Chase Continental Airlines OnePass Plus Card
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$95.00*Annual Fee

4.5


United Mileage Plus Select Visa Card
  • Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States.
  • Earn 3 miles per $1 spent on eligible United and Continental purchases
  • Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases.
  • Earn 1 mile per $1 spent on all other purchases.
  • Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$95.00*Annual Fee

4.5


Southwest Airlines Rapid Rewards Plus Card – FREE FLIGHT
  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees – if you need to change your flight, you won't be charged a fee
  • September 11th Security Fee Applies

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$69.00*Annual Fee

5.0


Marriott Rewards Premier Credit Card from Chase
  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
  • No annual fee for first Year Free, then $85

N/A* Intro APR

N/A*Intro Period

14.24% (V)*APR

$85.00*Annual Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.


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