Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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Discover® More® Card - $150 Cashback Bonus®

$150 Cashback Bonus when you spend $1,000 in the first 90 days*
0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Discover® Motiva℠ Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® Student Card - $25 Cash Back

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

eElite Plus Shopping Card

0% APR with No Annual Fee
Receive up to a $12,500 immediately*
No Credit Check
Unsecured Shopping Credit Line
Credit Line is Reported to Major Credit Bureau

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N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

4.5

Escape by Discover® Card

Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
Double Miles on every $1 you spend
0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Flexible redemption options like travel credits, merchandise, gift cards or cash
Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

6 months*Intro Period

11.99% - 10.99% (V)*APR

$60.00*Annual Fee

4.5

EXACT Prepaid MasterCard®

100% Approval - No credit check or bank account required*
Free direct deposit
Use your card anywhere MasterCard is accepted.
Reloadable online or at 100,000 locations
Up to $5,000 balance limit

$5.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.00ATM Fee

4.5

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
FREE Money Transfers to Other Facecard Members - No More Wire Transfers
Pay Bills Online - No More Late Payments, No Stamps Required
Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

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$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Fingerhut Credit

No down payments, no layaway and no surprises
Get respond in 60 seconds
No annual fee
Name brand products at affordable monthly payments
We often say "YES!" when others say "No"
See website for complete Terms & Conditions
Meta Bank Fingerhut Credit

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N/A* Intro APR

N/A*Intro Period

24.90%*APR

N/A*Annual Fee

4.5

First Progress Secured Platinum MasterCard® Card

Full-feature Platinum MasterCard secured credit card
No credit history or minimum credit score required for approval
Monthly reporting to all 3 major credit bureaus to establish more credit history
Quick & complete online application
Secured by your deposit of $300 - $2,000
24/7 access to your account online
Deposit held at FDIC-insured bank

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N/A* Intro APR

N/A*Intro Period

14.99% (V)*APR

$39.00*Annual Fee

4.5

FlexCard Ultimate Credit Building Prepaid Visa® Card

All credit types accepted
$1500 Cash Advance Available - Applicants must have checking account
Best card for building credit! Reports to major bureaus monthly
$69 one time security deposit upon approval (No Annual/Hidden fees)
Acceptance at millions of locations worldwide

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Gettington Credit Shopping Card

Choice of payment plans: Fast or Easy
Low APR, so it's easier to pay as you go
No annual fee or over-limit fees
Fraud liability protection so customers can shop with confidence
Easy online account management
Instant credit response

N/A* Intro APR

N/A*Intro Period

19.90% or 14.90%*APR

$0.00*Annual Fee

5.0

good2GO Prepaid MasterCard®

No credit check
No penalty fees
Full MasterCard benefits
Pay as you Go feature
Free direct deposit and online bill pay
Manage your account on the go

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$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

Green Dot Gold Prepaid Visa® / MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

Green Dot® Prepaid MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Green Starburst Prepaid MasterCard®

Teen debit card benefits
14 different design to choose from
No credit checks and No credit risk
Instantly Lock and Unlock the card
Strict spending limits and easy monitoring
Safer than cash with lost card protection
Use at millions of locations worldwide
Lower fees than bank cards
Family and friends can load it

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0

H&R Block Emerald Prepaid MasterCard®

Save 20% on H&R Block At Home Software
Receive your Tax Refund faster
Get Access to Your Payroll Faster
Easy Recordkeeping
Full MasterCard benefits
No card loading fee
No Interest Charges

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$0.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0

Household Bank Rewards MasterCard®

Points redeembable for 2% Cash Back for every dollar spent with this card
0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
24/7 Online Account access for easy and self-management of your account
The ability to set up email and text messages notifying you of your account status
Free online bill pay

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0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5

iBankUP Prepaid Visa Card

The power of a checking account in one card, even if you have bad credit
Write personal checks online, we mail them for you
$0.99 monthly fee with total load of $500 or more
Free Direct Deposit from employers or load cash at 50,000 retailers

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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