Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Blue Sky℠ Preferred from American Express

7,500 bonus points. Redeemable for a $100 statement credit
2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases
$100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases
The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions
Flexibility to pay over time

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0%* Intro APR

12 months*Intro Period

17.24% - 21.24% (V)*APR

$75.00*Annual Fee

5.0

Capital One® Secured MasterCard®

Get the credit you need with no processing fees or application fees
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
Your refundable security deposit can get you a line up to $3000
You may qualify for credit line increases with no further security deposit required
Use it like any MasterCard credit card, accepted at millions of locations worldwide

N/A* Intro APR

N/A*Intro Period

APR: 22.90% Variable on Purchases and BT

$29.00*Annual Fee

4.5

Discover® Student Card - $25 Cash Back

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Prepaid Visa® Pink Diamond RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Discover® Open Road® Card - $150 Restaurant.com Gift Certificate

Receive a $150 Restaurant.com Gift Certificate with first purchase
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

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0%* Intro APR

12 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

PenFed Premium Travel Rewards American Express® Card

No annual fee
5x points on airfare purchases and 1x points on all other purchases
20,000 bonus points upon spending $650 in the first 3 months
Complimentary concierge service
Exceptional travel offers and discounts
VIP airport lounge access with $15,000 in annual spend
You must be a Pentagon Federal Credit Union member to apply.

N/A* Intro APR

N/A*Intro Period

13.24% (V)*APR

$50.00*Annual Fee

4.5

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR -- lower than most rewards cards!
Earn 5.00% cash back from gas purchases paid at the pump*
Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
Up to $50,000 limit
No Annual Fee
Cash Rewards credited each month
No special restrictions to earn your cash rewards
Limited Time Only – Low Balance Transfer Rates†
You must be a Pentagon Federal Credit Union member to apply.

4.99%* Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until February 2013
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

PEX Visa® Prepaid Card For Business

Instant funds disbursement to employee cards
24/7 control over where and how much employees can spend
Specify spend category or daily limits with online tools
Block, remove, or add funds to cards instantly
Review spending as it occurs online
Monthly reporting
Protect your business and personal credit
No preset spending limit or line set by a bank – you set your own limits!
Simple pricing – no transaction or card load fees, no overdraft or penalty fees
Free 2 Month Trial
No credit check

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$49.95Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Discover® Motiva℠ Card

Earn Cashback Bonus for your good credit management
0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com
Ranked #1 in customer loyalty -- 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0%* Intro APR

15 months*Intro Period

10.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

The Plum Card® from American Express OPEN

The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
Pay in full within ten days, get a 1.5% discount
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
$0 introductory annual fee for the first year, then $185
A powerful cash flow management tool

N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

The Platinum Card® from American Express

25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

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N/A* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0

Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Green Dot Gold Prepaid Visa® / MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Vision Premier® Prepaid Visa® Card

No Credit Check – Complete the form and we’ll mail your card
Free Roadside Assistance
1% Cash Back on Gas Purchases
Free Savings Account with 5.65% APY
Free Unlimited Purchases - Signature and PIN
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
No annual membership fee

0%* Intro APR

up to 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0

Simmons First Visa® Platinum Rewards

Excellent credit required - applicants that do not have excellent credit will not be approved
Low 9.25% standard purchase APR and platinum benefits
Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

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N/A* Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0

Starwood Preferred Guest® Credit Card from American Express

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

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N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.5

Simmons First Visa® Platinum

Low 7.25% standard purchase APR
Platinum card benefits
Excellent credit required - applicants that do not have excellent credit will not be approved
No balance transfer fee for balances transferred in response to this online offer
No annual fee

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N/A* Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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