Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

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eElite Plus Shopping Card

0% APR with No Annual Fee
Receive up to a $12,500 immediately*
No Credit Check
Unsecured Shopping Credit Line
Credit Line is Reported to Major Credit Bureau

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N/AOpening Min

N/A*App Fee

$0.00*Annual Fee

N/AATM Fee

4.5

Escape by Discover® Card

25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
2 Miles per $1 on all purchases
No limit on the Miles you earn and Miles don't expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months than the regular APR
Industry Leading Customer Service
Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance

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0%*Intro APR

6 months*Intro Period

10.99%*APR

$60.00*Annual Fee

4.5

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
FREE Money Transfers to Other Facecard Members - No More Wire Transfers
Pay Bills Online - No More Late Payments, No Stamps Required
Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

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$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Fingerhut Credit

No down payments, no layaway and no surprises
Get respond in 60 seconds
No annual fee
Name brand products at affordable monthly payments
We often say "YES!" when others say "No"
See website for complete Terms & Conditions
Meta Bank Fingerhut Credit

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N/A*Intro APR

N/A*Intro Period

24.90%*APR

N/A*Annual Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

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0%*Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

Green Dot Gold Prepaid MasterCard®

FREE $0 Activation Online – with NO credit check!
FREE Cash withdrawals at over 15,000 participating ATMs
FREE Online Bill Pay & Direct Deposit
NO Monthly fee for any month with at least 30 purchases
NO Transaction fees on US purchases
NO Overdraft or penalty fees
NO Minimum balance required
GET $10 with Direct Deposit (see site for restrictions)

$0.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$2.50ATM Fee

4.5

iBankUP Prepaid Visa Card

The power of a bank account in a Visa prepaid card
100% approval with no credit check
No activation fee
Save $220 compared with prepaid cards or checking accounts
$0.99 monthly fee if $500 is loaded each month, $2.99 otherwise
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load Optional companion card available, as if you had a joint checking

$25.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.70ATM Fee

5.0

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Platinum Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

4.5

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00). Online access to credit card account information

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0%*Intro APR

or 7.50% for 12 months*Intro Period

7.50%, 9.50% or 11.50%*APR

$35.00*Annual Fee

4.5

Ink Cash℠ Business Card

3% cash back on fuel, home improvement, dining and office supply purchases
Unlimited 1% cash back on all other purchases
No limit to the number of points you can earn
Up to 10 points for $1 spent when you shop online through Chase Rewards Plus
Free additional cards for employees
No Annual Fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

Ink℠ Bold with Ultimate Rewards℠

Earn over 50,000 bonus points in your first year Unlimited rewards for you and your business – and points never expire
Earn up to 47,500 bonus points every year
5,000 bonus points after your first purchase redeemable for $50 cash back
Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
No Interest Expense and 30 days to pay with this pay-in-full charge card
First year free ($95 value)

N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

5.0

Ink℠ with Ultimate Rewards℠

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee

0%*Intro APR

6 months*Intro Period

as low as 11.24%*APR

$0.00*Annual Fee

5.0

Mango(TM) MasterCard® Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0

Med-A-Card Rewards Visa Prepaid Card

Guaranteed approval*
No Credit Check
Saves you up to 50% on healthcare
No waiting periods
No referrals or hassles
Use anywhere Visa Debit Cards are accepted

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$15.00Opening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

MiCash® Prepaid MasterCard®

No Credit Check or Security Deposit Needed for Approval
No Overdraft Fees, No Minimum Balance, No Late Fees
100% Approval*
Get a Short Term Loan and Build Your Credit History with the iAdvance Line of Credit** from MetaBank
Earn a $20 Rebate When You Set Up Direct Deposit

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$1.75ATM Fee

4.5

National Platinum Shopping Card

0% Interest on all Unpaid Balances!
No Credit Checks or Turndowns!
Includes $10,000 Unsecured Merchandise Credit Line!
$2,500 automatic account advance
Complimentary Visa gift card
No Job requirements!

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N/AOpening Min

$99.95*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

PenFed Premium Travel Rewards American Express® Card

5 Points for Every $1 Spent on Airfare!
3 Points on Hotels and Dining (through December 31, 2010)
No Balance Transfer Fees
Automatic enrollment in PenFed Premium Rewards Program Access to 600+ Luxury VIP Global Airport Lounge Access with $15,000 Annual Spend
24/7 Premium Concierge Service
Exclusive Travel Upgrades and Offers
Redeem on any Airline; no black-out dates or restrictions Spend $650 in the First Three Months and Receive 20,000 bonus points
No Foreign Transaction Fees!
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

N/A*Intro APR

N/A*Intro Period

13.24%*APR

$50.00*Annual Fee

4.5

PenFed Promise VISA Card

Absolutely No Fees!
Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
No Balance Transfer Fees
No Foreign Transaction Fees!
Some restrictions apply.
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

7.49%*Intro APR

36 months*Intro Period

9.99%*APR

$0.00*Annual Fee

5.0

PenFed Visa Platinum Gas / Cash Rewards Card

13.99% APR – Lower than most rewards cards!
Earn 2.00% Cash Back on Supermarket Purchases*
Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
No Balance Transfer Fees
Up to $50,000 Limit
No Annual Fee
Cash Rewards Credited Each Month
No Special Restrictions to Earn Your Cash Rewards
You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

4.99%*Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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