Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

Skip to Listing

Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee

More: | 1 | 2 | 3 | 4 | 5 | 6 | 7 |

Discover® More Card - Operation Homefront $20 Donation

Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need
Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity"
0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
24/7 access to a U.S. based Account Manager within 60 seconds
No annual fee, no rewards redemption fee, and no additional card fee

View Details
Terms & Conditions |
Compare

0%* Intro APR

15 months*Intro Period

11.99% - 20.99% (V)*APR

$0.00*Annual Fee

5.0

Discover® Student Card - $25 Cash Back

Get $25 Cashback Bonus®* when you make your 1st purchase within 3 months
0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability plus mobile and email fraud alert options
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

View Details
Terms & Conditions |
Compare

0%* Intro APR

9 months*Intro Period

13.99% - 20.99% (V)*APR

$0.00*Annual Fee

4.5

Discover® More Card - $0 Balance Transfer Fee!

Limited Time Offer - $0 Balance Transfer Fee!*
0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

View Details
Terms & Conditions |
Compare

0%* Intro APR

12 months*Intro Period

10.99% - 19.99% (V)*APR

$0.00*Annual Fee

5.0

Household Bank Rewards MasterCard®

Points redeembable for 2% Cash Back for every dollar spent with this card
0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
24/7 Online Account access for easy and self-management of your account
The ability to set up email and text messages notifying you of your account status
Free online bill pay

View Details
Terms & Conditions |
Compare

0%* Intro APR

9 months*Intro Period

19.90% (V)*APR

See terms*Annual Fee

4.5

Capital One® Orbitz® Visa® Platinum

3 points per dollar spent on eligible Orbitz.com bookings
Get 1 point per dollar on all other purchases
Bonus points on eligible Orbitz.com bookings
No limit on the points you can earn and points don't expire
Redeem for travel, merchandise, gift cards and more
Earn travel quickly with low redemption minimums
250 point refueling bonus when you redeem points for awards
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® VentureOne℠ Rewards Credit Card

1.25 miles per dollar on every purchase, every day
Earn 10,000 bonus miles, equal to $100 in travel
Redeem miles for airline tickets, hotel rooms, car rentals and more
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
0% intro APR on purchases until February 2013
No foreign transaction fees
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 11.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Venture℠ Rewards Card - $100 Travel Rewards

Money® Magazine's "Most Rewarding Card if you crave free airline flights"
2 miles per dollar on every purchase, every day
Earn 10,000 bonus miles, equal to $100 in travel
Redeem your miles for ANY travel expense
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
No foreign transaction fees
$0 intro for first year; $59 after that

N/A* Intro APR

N/A*Intro Period

APR: 11.9% - 19.90% Variable on Purchases and BT

$59.00*Annual Fee

4.5

MTV® Visa® Card From Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Also, redeem for travel, merchandise, gift cards and more
No limit on the points you can earn and points don't expire
0% intro APR—pay no interest on purchases until February 2013
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

LSU Tigers™ Platinum MasterCard® from Capital One®

2 points per $1 on purchases at gas stations and major grocery stores
1 point per $1 spent on all other purchases
No limit on the points you can earn and points don't expire
Redeem for travel, gift cards and merchandise
Choose from 2 unique LSU card designs or create your own image card
0% intro APR on purchases until February 2013
No annual fee

0%* on purchasesIntro APR

until February 2013*Intro Period

APR: 13.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Capital One® Spark℠ Miles Select for Business

Get a 50% bonus on the cash back you earn every year
Earn 1% cash back on every purchase, every day
Save with 0% intro APR until August 2012
Enjoy no annual fee
Get online Quarterly and Year-End Summaries
There's no limit to the amount of miles you can earn and miles don't expire
Fly on any airline, anytime, with no blackout dates or seat restrictions

View Details
Terms & Conditions |
Compare

0%* Intro APR

until August 2012*Intro Period

APR: 14.9% - 19.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

SimplyCash® Business Card from American Express OPEN

Get 5% cash back on wireless services and office supply purchases*
Get 3% cash back on automobile gasoline*
Get 1% cash back on other purchases*
No limit to the amount of cash back you can earn
Cash back on purchases is automatically credited to your statement each month
Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
No annual membership fee

0%* Intro APR

up to 12 months*Intro Period

12.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0

Starwood Preferred Guest® Credit Card from American Express

Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
2011 SmarterTravel® Award for "Best Travel Rewards Card"
$0 introductory annual fee for the first year, then $65

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$0.00*Annual Fee

4.5

Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
No mileage earning limit, and miles don't expire
Check your first bag free on every Delta flight
Priority Boarding and 20% In-Flight Savings

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

15.24% - 19.24% (V)*APR

$150.00*Annual Fee

4.5

Ink℠ Reward Yourself with Something Special - 15,000 Bonus Points

This card is NOT available any more. Please see The Ink℠ Classic Business – 25,000 Bonus Points credit card instead

15,000 bonus points after first purchase*
No limit to the number of points you can earn – and points never expire
You earn 2 points per dollar spent when you book airfare through Ultimate Rewards*
Flexibility in Rewards – you can redeem your points for anything you want – from travel and merchandise to gift cards and more.
0% Introductory APR for 6 months*
No annual fee*

View Details
Terms & Conditions |
Compare

0%* Intro APR

6 months*Intro Period

13.24% - 19.24% (V)*APR

$0.00*Annual Fee

5.0

Ink℠ Plus with Ultimate Rewards℠ - $100 Bonus Cash Back

Earn up to 35,000 bonus points in your first year $100 cash back after first purchase that's 10,000 bonus points*
Complimentary airport lounge access
Premium travel benefits
No limit to the number of points you can earn – and points never expire
Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
0% Introductory APR*
First year free ($60 value)*

View Details
Terms & Conditions |
Compare

0%* Intro APR

6 months*Intro Period

13.24% - 19.24% (V)*APR

$60.00*Annual Fee

5.0

Capital One® Platinum Prestige Credit Card

0% intro APR until May 2013 on balance transfers
0% intro APR until May 2013 on purchases
No annual fee
$0 Fraud Liability if your card is lost or stolen
24-hour travel assistance gives you a replacement card and cash advance
24-hour roadside assistance
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

0%* on purchases and BTIntro APR

until May 2013*Intro Period

APR: 10.9% - 18.90% Variable on Purchases and BT

$0.00*Annual Fee

4.5

Ultra VX Visa Credit Card

UltraVX makes it easy to manage your finances
Automatic minimum payments
Reports to all 3 major credit bureaus
No credit check, no bank account required
Instant online approval
Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

View Details
Terms & Conditions |
Compare

N/A* Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5

TrueEarnings® Card from Costco and American Express

American Express Card and Costco Membership Card in one — with no annual fee for Costco members
Cash back on the things you buy: 3% on restaurants and gasoline up to $3,000 annually, 2% for travel, and 1% almost everywhere else
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings Cardmembers from Costco and American Express Get approved in 60-seconds.

0%* Intro APR

6 months on Purchases*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

Chase Sapphire℠ Card

Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
24/7 direct access to expert service advisors (No voice recording)
No annual fee!

N/A* Intro APR

N/A*Intro Period

15.24% (V)*APR

$0.00*Annual Fee

4.5

FREE SPIRIT™ Onyx World MasterCard®

15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
10,000 additional miles for balance transfers made in the first 60 days after account opening
Annual fee waived for the first year
Complimentary $9 Fare Club membership (a $39.95 value!)
Priority boarding and domestic priority check-in
3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
Your miles never expire and more

View Details
Terms & Conditions |
Compare

0%* Intro APR

6 months*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

TOP

More: | 1 | 2 | 3 | 4 | 5 | 6 | 7 |

Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

Please note that all applications feature secure SSL technology for your online protection.

Credit Cards