Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Prepaid Visa® Purple Diamond RushCard

Monthly Plan Card
Purple for Woman
Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service * Read Terms and Conditions for other Benefits.

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

ACE Pink Visa Prepaid Debit Card

No application fee and no obligation
No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
No overdraft fees or minimum balances
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured Portion of your purchase goes to breast cancer awareness and detection.
Earning your trust since 1968

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0

Mango(TM) MasterCard® Prepaid Card

FREE Prepaid MasterCard
$0 Activation Fee
FREE Direct Deposit
FREE unlimited purchase / signature transactions
FREE account management online or with your mobile phone
FREE to check your balance with your mobile phone
No monthly fee when you load $500/month
Send money with your mobile phone
Load cash at tens of thousands of retailers nationwide
No credit check, no bank account needed, no overdraft fees

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0

Prepaid Visa® Black Diamond RushCard

Monthly Plan Card
Black for Man
Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service * Read Terms and Conditions for other Benefits.

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

National Platinum Shopping Card

0% Interest on all Unpaid Balances!
No Credit Checks or Turndowns!
Includes $10,000 Unsecured Merchandise Credit Line!
$2,500 automatic account advance
Complimentary Visa gift card
No Job requirements!

N/AOpening Min

$99.95*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

Platinum Zero™ Secured Visa® Credit Card from Applied Bank

ZERO - 0% fixed APR on purchases - no intro rates!
ZERO - 0% rate won't change - even if you're late!
ZERO application fees
ZERO worries - free personal ID theft protection

N/A*Intro APR

N/A*Intro Period

0*APR

N/A*Annual Fee

4.5

Simmons First Visa® Platinum

Low 7.25% standard purchase APR
Platinum card benefits
Excellent credit required - applicants that do not have excellent credit will not be approved
No balance transfer fee for balances transferred in response to this online offer
No annual fee

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N/A*Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0

Escape by Discover® Card

25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
Unlimited Double Miles on all purchases
An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
Flexible redemption options for travel, gift cards, or cash
Enhanced travel benefits
0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

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0%*Intro APR

See T&C*Intro Period

10.99 - 16.99%*APR

$60.00*Annual Fee

4.5

MiCash® Prepaid MasterCard®

No Credit Check or Security Deposit Needed for Approval
No Overdraft Fees, No Minimum Balance, No Late Fees
100% Approval*
Get a Short Term Loan and Build Your Credit History with the iAdvance Line of Credit** from MetaBank
Earn a $20 Rebate When You Set Up Direct Deposit

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$1.75ATM Fee

4.5

Blue Cash® from American Express

When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
No Annual Fee
0% Intro APR for 6 months on purchases
Express Approval. Get a decision in less than 60 seconds.

0%*Intro APR

6 months on Purchases*Intro Period

from 17.24 to 21.24%*APR

$0.00*Annual Fee

4.5

American Express® Premier Rewards Gold Card

3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
No annual fee for your first year, a savings of $175
Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

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N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Student Advantage Card

Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
Students save up to 50% at thousands of locations
Get $10 Back* on your first purchase by signing up today!
Discount travel deals on airfare, rail fares and bus tickets
Entertainment discounts on MP3s, DVDs, books and movie tickets
Discount fashion including clothing, footwear and accessories

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

1st Platinum Plus

Enjoy a Credit Line up to $3,500!
NO Credit Checks & No Credit Turndowns!*
Reports to a Major Credit Bureau!
0% Financing & No Finance Fees - EVER!
Merchandise Price Guarantee!
Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.5

Upside Visa® Debt-Free Prepaid Card

The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone!
100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or government benefits providers.
Deposit cash at 50,000 retailers.
Write personal checks online: easy to pay rent or other bills.
Earn 1,500 cash back reward points for you first direct deposit load.
Optional companion card available, as if you had a joint checking.

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Discover® Motiva(SM) Card

Cash rewards for your good credit management
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
3.99% intro APR on purchases for a full 12 months , then the Regular APR

3.99%*Intro APR

See T&C*Intro Period

11.99% - 20.99%*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Gold Cash Back Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

5.0

IberiaBank Visa® Platinum Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

4.5

IberiaBank Visa® Select

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
Online access to credit card account information

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0%*Intro APR

12 months*Intro Period

Prime + 4.25%*APR

$45.00*Annual Fee

4.5

TrueEarnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

0%*Intro APR

6 months on Purchases*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

The Platinum Card® from American Express

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

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N/A*Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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