Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.




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Sort Cards by: Name | Rating | Intro APR | APR | Annual Fee
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IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information

1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

5.0


Discover® Motiva(SM) Card

Discover Motiva(SM) Card
  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months , then the Regular APR

3.99%*Intro APR

See T&C*Intro Period

11.99% - 20.99%*APR

$0.00*Annual Fee

5.0


USA Optimum Gold Merchandise Credit Card

USA Optimum Gold Merchandise Credit Card
  • Guaranteed Instant Online Approval!
  • $5000 Unsecured Gold Merchandise Credit Line!
  • NO Credit Checks or Credit Turndowns!
  • NO Employment Verifications!
  • Upon request, credit limits increases are available to those that qualify.
  • Establish Credit by Reporting to Major Credit Bureau!
  • Receive a *Free $50 Gift Card!
  • After enrolling you'll receive a $300 Grocery Coupon Card

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


The Platinum Card® from American Express

The Platinum Card from American Express
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.

N/A*Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0


American Express Gift Card for Consumer

American Express Gift Card for Consumer
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


Discover® More® Card - Biodegradable

Discover More Card - Biodegradable
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee

0%*Intro APR

See T&C*Intro Period

as low as 11.99%*APR

$0.00*Annual Fee

5.0


Simmons First Visa® Platinum

Simmons First Visa® Platinum
  • Low 7.25% standard purchase APR
  • Platinum card benefits
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • No balance transfer fee for balances transferred in response to this online offer
  • No annual fee

N/A*Intro APR

N/A*Intro Period

7.25%*APR

$0.00*Annual Fee

5.0


Simmons First Visa® Platinum Rewards

Simmons First Visa® Platinum Rewards
  • Excellent credit required - applicants that do not have excellent credit will not be approved
  • Low 9.25% standard purchase APR and platinum benefits
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants

N/A*Intro APR

N/A*Intro Period

9.25%*APR

$0.00*Annual Fee

5.0


Student Advantage Card

Student Advantage Card
  • Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
  • Students save up to 50% at thousands of locations
  • Get $10 Back* on your first purchase by signing up today!
  • Discount travel deals on airfare, rail fares and bus tickets
  • Entertainment discounts on MP3s, DVDs, books and movie tickets
  • Discount fashion including clothing, footwear and accessories

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


VISA Gift Card - Personalised Gift Card

VISA Gift Card - Personalised Gift Card
  • Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions
  • Custom message on card
  • Load value from $20.00 to $500.00
  • No monthly fees
  • No annual fees
  • No maintenance fees
  • Shipped by USPS First Class (free) or by FedEx
  • Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc

N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0


ACE Pink Visa Prepaid Debit Card

ACE Pink Visa Prepaid Debit Card
  • No application fee and no obligation
  • No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
  • Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
  • No overdraft fees or minimum balances
  • Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured Portion of your purchase goes to breast cancer awareness and detection.
  • Earning your trust since 1968

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.50ATM Fee

5.0


Mango(TM) MasterCard® Prepaid Card

Mango(TM) MasterCard Prepaid Card
  • FREE Prepaid MasterCard
  • $0 Activation Fee
  • FREE Direct Deposit
  • FREE unlimited purchase / signature transactions
  • FREE account management online or with your mobile phone
  • FREE to check your balance with your mobile phone
  • No monthly fee when you load $500/month
  • Send money with your mobile phone
  • Load cash at tens of thousands of retailers nationwide
  • No credit check, no bank account needed, no overdraft fees

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


ZYNC from American Express(SM)

ZYNC from American Express(SM)
  • Earn 10,000 Membership Rewards® points after first purchase
  • Enjoy a low annual fee of just $25 for Basic Card
  • Pay no interest – that's because you pay in full each month
  • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
  • Protect eligible purchases with Purchase Protection and Extended Warranty
  • Earn Membership Rewards® points with every eligible purchase – redeem points for travel, shopping, and great entertainment rewards

N/A*Intro APR

N/A*Intro Period

N/A*APR

$25.00*Annual Fee

5.0


YAP™ MasterCard Prepaid Card

YAP MasterCard Prepaid Card
  • Send and Receive Money Securely With Your Mobile Phone
  • FREE MasterCard Prepaid Card & FREE Shipping
  • FREE Instant Virtual Card – Shop Online Today!
  • FREE Direct Deposit
  • FREE Unlimited Purchase/ Signature Transactions
  • FREE Check Your Balance With a Text Message
  • $0 Activation Fee
  • $0 First Monthly Fee – Try it For FREE
  • $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
  • No Hidden Fees / No Overdraft Fees
  • Fully FDIC Insured
  • No Credit Check/ No Bank Account Required
  • FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$2.00ATM Fee

5.0


PenFed Promise VISA Card

PenFed Promise VISA Card
  • Absolutely No Fees!
  • Introductory Purchase Rate – 7.49% APR for the first 36 months. Afterwards, the APR will vary with the Prime Rate and is currently 9.99% APR.
  • No Balance Transfer Fees
  • No Foreign Transaction Fees!
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

7.49%*Intro APR

36 months*Intro Period

9.99%*APR

$0.00*Annual Fee

5.0


PenFed Visa Platinum Gas / Cash Rewards Card

PenFed Visa Platinum Gas / Cash Rewards Card
  • 13.99% APR – Lower than most rewards cards!
  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • No Balance Transfer Fees
  • Up to $50,000 Limit
  • No Annual Fee
  • Cash Rewards Credited Each Month
  • No Special Restrictions to Earn Your Cash Rewards
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

4.99%*Intro APR

24 months*Intro Period

13.99%*APR

$0.00*Annual Fee

5.0


Upromise® World MasterCard® with Gas & Grocery Rewards

Upromise World MasterCard with Gas & Grocery Rewards
  • 10% extra college savings on thousands of eligible grocery and drugstore items
  • 2% extra college savings on eligible gas purchases at Exxon and Mobil locations
  • 1% college savings on every purchase
  • Get $25 college savings bonus after the first qualified use of your account
  • No annual fee

0%*Intro APR

7 - 10 months*Intro Period

20.99 - 12.99%*APR

$0.00*Annual Fee

5.0


IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information

1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

4.5


Prepaid Visa® RushCard

Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
  • Free credit builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free direct deposit of tax refunds, anticipation loans, and paychecks
  • Free 24x7 customer service
  • Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
  • Simple and reasonable - no monthly, annual, or hidden fees
  • Everyone is eligible — no credit check or employment verification
  • Helps control debt - you can't overspend!

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5


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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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