Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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IberiaBank Visa® Platinum Rewards Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
Online access to credit card account information

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1.99%*Intro APR

6 months*Intro Period

up to 15.25% from 9.25%*APR

$0.00*Annual Fee

4.5

Prepaid Visa® RushCard

Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service
Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
Simple and reasonable - no monthly, annual, or hidden fees
Everyone is eligible — no credit check or employment verification
Helps control debt - you can't overspend!

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service
Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone
Simple and reasonable - no monthly, annual, or hidden fees
Everyone is eligible — no credit check or employment verification
Helps control debt - you can't overspend!

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Ultra VX Visa Credit Card

UltraVX makes it easy to manage your finances
Automatic minimum payments
Reports to all 3 major credit bureaus
No credit check, no bank account required
Instant online approval
Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)

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N/A*Intro APR

N/A*Intro Period

18.90%*APR

$0.00*Annual Fee

4.5

Wired Plastic™ Prepaid Visa® Card

Accepted everywhere VISA is accepted
No Credit Check, Income requirements or bank account required
FREE Online Access to Account
FREE Mobile Alerts – Text to your mobile and email
FREE Rewards Program – Earn 1 point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5

TrueEarnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

0%*Intro APR

6 months on Purchases*Intro Period

15.24%*APR

$0.00*Annual Fee

4.5

American Express® Gold Card

Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in 60 seconds.

N/A*Intro APR

N/A*Intro Period

N/A*APR

$125.00*Annual Fee

4.5

Blue Cash® from American Express

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
Receive your cash back automatically as a statement credit

0%*Intro APR

6 months on Purchases*Intro Period

from 17.24 to 21.24%*APR

$0.00*Annual Fee

4.5

The Business Platinum Card® from American Express OPEN

Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*

0%*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

UPside Visa® Prepaid Card

Save up to $230 compared with other prepaid cards
$0 activation fee. $0 monthly fee with total load of $400 or more
Free direct deposit from employers or load cash at 60,000 retailers
Write personal checks, best to pay rent or other bills

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

Vision Premier® Prepaid Visa® Card

No Credit Check, No Debt, No Interest, No Overdraft Fees
Free Unlimited Purchases - Signature and PIN
Free Customer Service
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
Free PayFit Credit Builder - Pay Bills and Build Credit for Free
Free Text and Email Alerts and Online Access to Access to Track Spending
Safer Than Cash If Lost of Stolen
Accepted Everywhere Visa Debit Cards are Accepted

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
Check your first bag for free on every Delta flight. *See Card Terms and Conditions

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N/A*Intro APR

N/A*Intro Period

14.50%*APR

$150.00*Annual Fee

4.5

READYdebit Visa® Prepaid Card

Visa® Debit Card Accepted Worldwide
Access to a Million ATMs Around the World
Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
24x7 Customer Support — Online and Phone
FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use * Subject to I.D. Verification.

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

American Express Gift Card for Business

Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

1st Platinum Plus

Enjoy a Credit Line up to $3,500!
NO Credit Checks & No Credit Turndowns!*
Reports to a Major Credit Bureau!
0% Financing & No Finance Fees - EVER!
Merchandise Price Guarantee!
Rewards: Incredible Member Benefits! *See Terms and Conditions

0%*Intro APR

18 months*Intro Period

0*APR

N/A*Annual Fee

4.5

Escape by Discover® Card

25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
2 Miles per $1 on all purchases
No limit on the Miles you earn and Miles don't expire*
Fly on any airline, book any hotel or car, with no blackout dates
Use Miles for travel, merchandise, gift cards or cash
0% intro APR on purchases and balance transfers for 6 months than the regular APR
Industry Leading Customer Service
Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance

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0%*Intro APR

6 months*Intro Period

10.99%*APR

$60.00*Annual Fee

4.5

Public Savings Bank Secured Card

0% APR on purchases for 6 months
10.99% APR for 6 months on Cash Advance.
No annual fee or monthly fees
Your credit is not a factor!
We report to all 3 major credit bureaus
Lifetime credit lines up to $2,000
25 day grace period
Free fraud protection against unauthorized use
No penalty APR
Use the card everywhere you see the Visa/Mastercard logo

0%*Intro APR

6 months*Intro Period

11.24%*APR

$0.00*Annual Fee

4.5

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
FREE Money Transfers to Other Facecard Members - No More Wire Transfers
Pay Bills Online - No More Late Payments, No Stamps Required
Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

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$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

The Plum Card® from American Express OPEN

Who is this card for? This card is ideally suited for businesses that:
Are established, cash flow positive and have an excellent credit history.
Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses
The Everything, Everywhere Trade Terms Card(SM)
A powerful cash flow management tool
1.5% early pay discount or up to 2 months defer pay, interest
No annual fee for the first year - a $185 savings
Meet the American Express OPEN Charge Card that offers trade terms on virtually everything you purchase. The Plum Card.
Pay in full within ten days, get a 1.5% discount.
OR pay as little as 10% and take up to 2 months to pay off the balance, interest free. *See how your business can benefit from everything, everywhere trade terms. The opportunity for using trade terms is the reason many businesses continue to use cash. But now your business can receive trade terms on purchases virtually everywhere the Plum Card is accepted. So pay early to receive a discount or defer payment - it's your choice.

N/A*Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

4.5

Prepaid Visa® Black Diamond RushCard

Monthly Plan Card
Black for Man
Free credit builder with RushPath to Credit
Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Free direct deposit of tax refunds, anticipation loans, and paychecks
Free 24x7 customer service * Read Terms and Conditions for other Benefits.

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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