Top Rated Card Offers

The following credit cards are those to look out for. Qualified individuals will enjoy premium benefits and possibly low interest rates based on credit worthiness. All applicants are not guaranteed low interest rates but those who qualify best can be sure of picking the lowest APR amongst today's credit cards and might just be lucky enough to pick a card offering an interesting point or miles based rewards program. You might want to be on the lookout for an introductory APR period applied towards purchases through a length of time that's acceptable. Our reviews are well-written with most important information easily seen in segregated parts of the article. Feel free to click on each card for a full review listing out card charges and other benefits card members avail of.

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Ink℠ Bold with Ultimate Rewards℠

50,000 bonus points after you spend $5,000 in 3 months – that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
No limit to the number of points you can earn – and points do not expire
5X points per dollar on the first $50,000 spent annually on eligible business purchases
No foreign transaction fees and Free Employee Cards
No interest or over limit fees
No Annual Fee in the first year – that's a $95 savings

N/A* Intro APR

N/A*Intro Period

N/A*APR

$0.00*Annual Fee

5.0

Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

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$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

Baby Phat Prepaid Visa® RushCard

Free Direct Deposit - sign up now and have a safe place to put your tax refund
Guaranteed approval - no credit check required
Online bill pay and free text alerts
Free Prescription Discount Card from RushCard - save up to 85% on prescriptions

$10.00Opening Min

$19.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

4.5

USA Optimum Gold Merchandise Credit Card

Guaranteed Instant Online Approval!
$5000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card

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N/AOpening Min

N/A*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

Wired Plastic™ Visa® Prepaid Card

Accepted everywhere VISA debit cards are accepted
No Credit Check, Income requirements or bank account required
On Demand Alerts - Manage your account via text messaging
FREE Online Access to Account
FREE Mobile Alerts – Text to your mobile and email
FREE Rewards Program – Earn 1 point for every $1 spent
NO Bounced Check, NSF or Overdraft Charges EVER!
FREE Direct Deposit – Eliminate check cashing fees

N/AOpening Min

N/A*App Fee

$47.40*Annual Fee

$1.95ATM Fee

4.5

American Express® Gold Card

Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more,
Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
Get approved in 60-seconds.

N/A* Intro APR

N/A*Intro Period

N/A*APR

$125.00*Annual Fee

4.5

The New Business Gold Rewards Card® from American Express OPEN

Earn points even faster to get more rewards for your business
3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
One million rewards from over 500 brands
Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
24/7 support for everything from identity theft to travel emergencies
$0 introductory annual fee for the first year, then $175
Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year

N/A* Intro APR

N/A*Intro Period

N/A*APR

$175.00*Annual Fee

4.5

Western Union® MoneyWise™ Prepaid MasterCard®

Free Activation
Fee-Friendly prepaid card with nothing to hide!
Add money to your account 4 convenient ways
Spend only the money you have on your Card
Enroll in direct deposit and receive a free $10 bonus
Your funds are protected by MasterCard's Zero Liability Policy

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

The Business Platinum Card® from American Express OPEN

Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
Complimentary airport club access, including American Airlines Admirals Club® lounges
Concierge service to assist with your business needs from gift giving to dinner reservations
Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental
The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide
Enrollment in the Membership Rewards First® program
No pre-set spending limit*

0%* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

4.5

UPside Visa® Prepaid Card

Save up to $230 compared with other prepaid cards
$0 activation fee. $0 monthly fee with total load of $400 or more
Free direct deposit from employers or load cash at 60,000 retailers
Write personal checks, best to pay rent or other bills

$10.00Opening Min

$0.00*App Fee

$0.00*Annual Fee

$1.50ATM Fee

4.5

mPower™ Visa® Prepaid Card

100% Guaranteed Approval*
No Credit Checks
$25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
Quick and Safe Access to your Money
Easy Online Bill Pay

$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.00ATM Fee

4.5

Rob Dyrdek Prepaid MasterCard®

Teen debit card benefits
12 different card design to choose from
No credit checks and No credit risk
Instantly Lock and Unlock the card
Safer than cash with lost card protection
Strict spending limits and easy monitoring
Lower fees than bank cards
Use at millions of locations worldwide
Family and friends can load it

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$10.00Opening Min

$0.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

5.0

Vision Premier® Prepaid Visa® Card

No Credit Check – Complete the form and we’ll mail your card
Free Roadside Assistance
1% Cash Back on Gas Purchases
Free Savings Account with 5.65% APY
Free Unlimited Purchases - Signature and PIN
Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
No Debt, No Interest Charges and No Overdraft Fees

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$1.95ATM Fee

5.0

The Platinum Card® from American Express

25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

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N/A* Intro APR

N/A*Intro Period

N/A*APR

$450.00*Annual Fee

5.0

READYdebit® Visa® Prepaid Card

100% Guaranteed Approval* – No Credit Checks
Free Direct Deposit – paycheck, benefits, tax refunds
Free Online Bill Payment & Check Writing
No Overdraft Fees or Balance Minimums

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.25ATM Fee

4.5

American Express Gift Card for Business

Now through December 5, 2010 Business Gift Cards - Get 50% Off Any Shipping option
Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

4.5

American Express Gift Card for Consumer

Now through December 5, 2010 consumer Gift Cards - Free Standard Shipping ($5.95 value)
Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

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$25.00Opening Min

$0.00*App Fee

N/A*Annual Fee

N/AATM Fee

5.0

FlexCard Ultimate Credit Building Prepaid Visa® Card

All credit types accepted
$1500 Cash Advance Available - Applicants must have checking account
Best card for building credit! Reports to major bureaus monthly
$69 one time security deposit upon approval (No Annual/Hidden fees)
Acceptance at millions of locations worldwide

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$10.00Opening Min

N/A*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

Facecard Prepaid MasterCard®

Instant Guaranteed Approval* No Credit Check, No Security Deposit
FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
FREE Money Transfers to Other Facecard Members - No More Wire Transfers
Pay Bills Online - No More Late Payments, No Stamps Required
Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card

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$10.00Opening Min

$5.00*App Fee

N/A*Annual Fee

$1.50ATM Fee

4.5

Green Dot® Prepaid MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases (see site for details)
Reload for free with direct deposit
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

$10.00Opening Min

$9.95*App Fee

N/A*Annual Fee

$2.50ATM Fee

4.5

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Always review the terms and conditions that apply to any offer when making an online application. While every effort is made to ensure the accuracy of the information we provide, changes can occur without notice at any time. All information on credit cards is given without warranty. Certain restrictions, limitations and exclusions apply. Check your Guide to Benefits for details when you open your account.

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